1. Home
  2. North Carolina
  3. Union County
  4. Monroe
  5. Beard St

405 Beard St, Monroe, NC 28110 Property Records

Union County property record for 405 Beard St, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 780 sqft · built 1930
Lot Size0.081 acres (3,528 sqft)
OwnerIndividual Name on File
Last Sale$177,500 (Aug 2023)
Tax Bill$1,202 (2025)
Deeds & MortgagesAug 2023 Sale
Nov 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-228-175

Property Details

APN / Parcel Number

Primary APN09-228-175

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area780 sqft Living Area
1st Floor Area780 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,528 sqft (0.081 acres)
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address405 BEARD ST
CityMONROE
StateNC
Zip28110-3207
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description8759-0369
Legal SubdivisionMONROE LAND IMPRV CO 1-40
Legal Tract5
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2029
Census Tract20406

Owner

Source: Union County records · APN 09-228-175

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2067 TWO SISTERS DR, LANCASTER, SC 29720-0152
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2023Warranty Deed, Transfer
AUSTIN TITLE, AUSTIN TITLE LLC
Nov 10, 2022Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Dec 15, 2020Warranty Deed, Transfer
JAMES & PATRICIA RABON LV (LT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 08, 2023 · Amount on Record
Deed SaleAug 08, 2023 · Amount on Record
Prior SaleNov 10, 2022 · Amount on Record
Deed Document Number202319143
Deed Book / Page8759 / 369
Prior Transfer DateNov 03, 1997
Prior Transfer Doc1025000627
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateAug 08, 2023
Property Address405 BEARD ST, MONROE, NC 28110-3207
Document Number0008759369
Book / Page8759 / 369
Instrument DateAug 08, 2023
Instrument19143
Transaction TypeTransfer
Record UpdatedAug 25, 2023
Title CompanyAUSTIN TITLE, AUSTIN TITLE LLC

Transaction

AmountAmount Recorded
Tax$355.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2632 BRAMBLE RIDGE CT, CHARLOTTE, NC 28215-7612

Transferred To (Grantee/Buyer)

NameVerified Name
Address2067 TWO SISTERS DR, LANCASTER, SC 29720-0152

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateNov 10, 2022
Property Address405 BEARD ST, MONROE, NC 28110-3207
Document Number0000860650
Book / Page8606 / 50
Instrument DateNov 09, 2022
Instrument37858
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$316.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 639, LOCUST, NC 28097-0639

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7903 FOUNDERS CIR, NAPLES, FL 34104-5341

Mortgage

Document Number0000037859
DateNov 10, 2022
Instrument37859
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateDec 15, 2020
Property Address405 BEARD ST, MONROE, NC 28110-3207
Document Number7921793
Book / Page007921 / 000793
Instrument DateDec 15, 2020
Instrument52271
Transaction TypeTransfer
Record UpdatedDec 31, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 639 LOCUST NC 280970639, LOCUST, NC 28097-0639
InvestorPossibly a Property Investor

Mortgage

Document Number7921800
DateDec 15, 2020
Book Page007921/000800
Instrument52272
Lender
NameJAMES & PATRICIA RABON LV (LT)
Address2311 BRAWINAL CT, MONROE, NC 28110-8416
Agreement
AmountAmount Recorded
Term60 Months
DueDec 14, 2025

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,202.00 (+68.58%)$137,600 (+110.4%) Land $36,500 Building $101,100$137,600 (+110.4%) Land $36,500 Building $101,100
2023$713.00$65,400 (-) Land $13,400 Building $52,000$65,400 (-) Land $13,400 Building $52,000
2022$713.00$65,400 Land $13,400 Building $52,000$65,400 Land $13,400 Building $52,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790204062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Beard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures