403 Beard St, Monroe, NC 28110 Property Records

Union County property record for 403 Beard St, Monroe, NC 28110 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms2 Beds
Bathrooms1 Baths
Architecture StyleConventional
Year BuiltBuilt 1963
Square Footage790 sqft Living Area
Lot Size3,528 sqft (0.081 acres)
Last Sale$158,000 (2022)
Tax Bill$1,381.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-228-174

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area790 sqft Living Area
1st Floor790 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,528 sqft (0.081 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address403 BEARD ST
CityMONROE
StateNC
Zip28110-3207
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 11 BLKG MONROE LAND IMPROVEMENT ADDITION TO MONROE PB01 PG40-41
Legal SubdivisionMONROE LAND IMPRV CO 1-40
Legal Tract13
Legal BlockG
Legal Lot Number11
JurisdictionUNION NC
Minor Civil DivisionMONROE
Census Blockgroup2
Census Block2029
Census Tract20406

Owner

Source: Union County records · APN 09-228-174

Assessment roll updated March 31, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address9430 NUGGET HILL RD, MINT HILL, NC 28227-9790
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2022Intrafamily Transfer, Transfer
Nov 07, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Dec 15, 2020Warranty Deed, Transfer
JAMES & PATRICIA RABON LV (LT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 07, 2022 · Amount on Record
Deed SaleNov 07, 2022 · Amount on Record
Prior SaleNov 03, 1997
Deed Doc Number202237589
Deed Book / Page8604 / 614
Last Transfer DateDec 06, 2022
Transfer Doc0008629232
Record RefreshedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NC
Recording DateDec 21, 2022
Property Address403 BEARD ST, MONROE, NC 28110-3207
Document Number0008629232
Book / Page8629 / 232
Map ReferenceMB 1 PG 40-41
Instrument DateDec 06, 2022
Instrument41493
Transaction TypeTransfer
Record UpdatedJan 13, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9430 NUGGET HILL RD, MINT HILL, NC 28227-9790

Transferred To (Grantee/Buyer)

NameVerified Name
Address9430 NUGGET HILL RD, MINT HILL, NC 28227-9790

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateNov 07, 2022
Property Address403 BEARD ST, MONROE, NC 28110-3207
Document Number0008604614
Book / Page8604 / 614
Map ReferenceMB 1 PG 40&41
Instrument DateMar 07, 2022
Instrument37589
Transaction TypeTransfer
Record UpdatedNov 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$316.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 639, LOCUST, NC 28097-0639

Transferred To (Grantee/Buyer)

NameVerified Name
Address9430 NUGGET HILL RD, MINT HILL, NC 28227-9790

Mortgage

Document Number0000037590
DateNov 07, 2022
Instrument37590
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateDec 15, 2020
Property Address403 BEARD ST, MONROE, NC 28110-3207
Document Number7921793
Book / Page007921 / 000793
Instrument DateDec 15, 2020
Instrument52271
Transaction TypeTransfer
Record UpdatedDec 31, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 639 LOCUST NC 280970639, LOCUST, NC 28097-0639
InvestorPossibly a Property Investor

Mortgage

Document Number7921800
DateDec 15, 2020
Book Page007921/000800
Instrument52272
Lender
NameJAMES & PATRICIA RABON LV (LT)
Address2311 BRAWINAL CT, MONROE, NC 28110-8416
Agreement
AmountAmount Recorded
Term60 Months
DueDec 14, 2025

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,381.00 (+77.05%)$158,000 (+120.67%) Land $36,500 Building $121,500$158,000 (+120.67%) Land $36,500 Building $121,500
2023$780.00$71,600 Land $13,400 Building $58,200$71,600 Land $13,400 Building $58,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Beard St

Nearby Streets

Search Property Records by Address or Parcel Number