5089 Waterloo Dr, Fort Mill, SC 29708 Property Records

York County property record for 5089 Waterloo Dr, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,431 sqft · built 2017
Lot Size	0.109 acres (4,759 sqft)
Owner	Individual Name on File
Last Sale	$294,560 (Dec 2017)
Tax Bill	$3,768 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-11-01-112`

Property Details

APN / Parcel Number

Primary APN	`644-11-01-112`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,431 sqft Living Area
Gross Area	3,101 sqft
1st Floor Area	1,350 sqft
2nd Floor Area	1,081 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	4,759 sqft (0.109 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	170 sqft
Patio Area	100 sqft

Location & Zoning

Street Address	5089 WATERLOO DR
City	FORT MILL
State	SC
Zip	29708-0089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 75 / CAMERON CREEK PHS 4
Legal Subdivision	CAMERON CREEK
Legal Lot Number	75
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2009
Census Tract	61009

Owner

5089 Waterloo Dr is owned and occupied by an individual who bought it in December 2017.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	5089 WATERLOO DR, FORT MILL, SC 29708-0089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 9, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Dec 4, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DEEPHAVEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2017 · Amount on File
Deed Sale	Dec 4, 2017 · Amount on File
Deed Document Number	201751972
Deed Book / Page	16723 / 356
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5089 WATERLOO DR, TEGA CAY, SC 29708-0089
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1910100425
Date	Mar 22, 2021
Book Page	19101/425
Instrument	2021016043

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5089 WATERLOO DR, TEGA CAY, SC 29708-0089
Document Number	1771600063
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5089 WATERLOO DR TEGA CAY SC 297080089, TEGA CAY, SC 29708-0089

Mortgage

Document Number	1771600063
Date	Aug 15, 2019
Book Page	017716/000063
Instrument	33956

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2049

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Dec 4, 2017
Property Address	5089 WATERLOO DR, TEGA CAY, SC 29708-0089
Document Number	1672300356
Book / Page	016723 / 000356
Instrument Date	Dec 1, 2017
Instrument	51972
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.87
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5089 WATERLOO DR TEGA CAY SC 297080089, TEGA CAY, SC 29708-0089

Mortgage

Document Number	1672300358
Date	Dec 4, 2017
Book Page	016723/000358
Instrument	51973

Lender

Name	DEEPHAVEN MORTGAGE LLC
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 5089 Waterloo Dr was $3,768.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Tega Cay City
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,768.00	$14,838 Land $2,733 Building $12,105	$488,600 Land $90,000 Building $398,600
2023	$3,196.00	$12,903 Land $3,108 Building $9,795	$332,121 Land $80,000 Building $252,121

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5089 Waterloo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5089 Waterloo Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEGA CAY serves 10,500 people · EPA ID SC4610008
Water Source	Purchased surface water from RIVERVIEW RURAL CWS
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

Nearby Properties on Waterloo Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures