5085 Waterloo Dr, Fort Mill, SC 29708 Property Records

York County property record for 5085 Waterloo Dr, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,200 sqft · built 2017
Lot Size	0.116 acres (5,032 sqft)
Owner	Individual Name on File
Last Sale	$279,670 (Oct 2017)
Tax Bill	$3,588 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-11-01-113`

Property Details

APN / Parcel Number

Primary APN	`644-11-01-113`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	2,748 sqft
1st Floor Area	1,110 sqft
2nd Floor Area	1,090 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	5,032 sqft (0.116 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	148 sqft

Location & Zoning

Street Address	5085 WATERLOO DR
City	FORT MILL
State	SC
Zip	29708-0089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 76 / CAMERON CREEK PHS 4
Legal Subdivision	CAMERON CREEK
Legal Lot Number	76
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2009
Census Tract	61009

Owner

5085 Waterloo Dr is owned and occupied by an individual who bought it in October 2017.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	5085 WATERLOO DR, FORT MILL, SC 29708-0089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 24, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage M&I FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2017 · Amount on File
Deed Sale	Oct 24, 2017 · Amount on File
Deed Document Number	201745984
Deed Book / Page	16656 / 95
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5085 WATERLOO DR, TEGA CAY, SC 29708-0089
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2070800150
Date	Apr 17, 2023
Book Page	20708/150
Instrument	2023010993

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5085 WATERLOO DR, TEGA CAY, SC 29708-0089
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1906600251
Date	Mar 9, 2021
Book Page	19066/251
Instrument	2021013316

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Jan 1, 2048

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Oct 24, 2017
Property Address	5085 WATERLOO DR, TEGA CAY, SC 29708-0089
Document Number	1665600095
Book / Page	016656 / 000095
Instrument Date	Oct 23, 2017
Instrument	45984
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,034.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5085 WATERLOO DR TEGA CAY SC 297080089, TEGA CAY, SC 29708-0089

Mortgage

Document Number	1665600097
Date	Oct 24, 2017
Book Page	016656/000097
Instrument	45985

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5085 Waterloo Dr was $3,588.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Tega Cay City
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,588.00	$14,091 Land $2,834 Building $11,257	$447,500 Land $90,000 Building $357,500
2023	$3,042.00	$12,253 Land $3,200 Building $9,053	$306,332 Land $80,000 Building $226,332

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5085 Waterloo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5085 Waterloo Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEGA CAY serves 10,500 people · EPA ID SC4610008
Water Source	Purchased surface water from RIVERVIEW RURAL CWS
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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