5103 Waterloo Dr, Fort Mill, SC 29708 Property Records

York County property record for 5103 Waterloo Dr, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,680 sqft · built 2017
Lot Size	0.13 acres (5,651 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Sep 2024)
Tax Bill	$5,814 (2025)
Deeds & Mortgages	Sep 2024 Sale & Line of Credit Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-11-01-059`

Property Details

APN / Parcel Number

Primary APN	`644-11-01-059`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,680 sqft Living Area
Gross Area	3,091 sqft
1st Floor Area	1,120 sqft
2nd Floor Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	5,651 sqft (0.13 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	170 sqft
Deck Area	110 sqft
Patio Area	80 sqft

Location & Zoning

Street Address	5103 WATERLOO DR
City	FORT MILL
State	SC
Zip	29708-0080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT# 73 CAMERON CREEK PHS 2
Legal Subdivision	CAMERON CREEK
Legal Lot Number	73
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2016
Census Tract	61009

Owner

5103 Waterloo Dr is owned and occupied by two individuals who bought it in September 2024.

Source: York County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5103 WATERLOO DR, FORT MILL, SC 29708-0080
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Deed, Transfer · Line of Credit CHURCHILL MORTGAGE CORP
Oct 24, 2023	Intrafamily Transfer, Transfer
Oct 27, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on File
Deed Sale	Sep 30, 2024 · Amount on File
Prior Sale	Oct 27, 2017 · Amount on File
Deed Document Number	202431182
Deed Book / Page	21536 / 414
Prior Transfer Date	Oct 24, 2023
Prior Transfer Doc	2100700087
Record Updated	Jun 8, 2026

September 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Sep 30, 2024
Property Address	5103 WATERLOO DR, TEGA CAY, SC 29708-0080
Document Number	2153600414
Book / Page	21536 / 414
Map Reference	MB E369 PGS 6
Instrument Date	Sep 30, 2024
Instrument	2024031182
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 WATERLOO DR, TEGA CAY, SC 29708-0080

Mortgage

Document Number	2024031183
Date	Sep 30, 2024
Instrument	2024031183

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Oct 24, 2023
Property Address	5103 WATERLOO DR, TEGA CAY, SC 29708-0080
Document Number	2100700087
Book / Page	21007 / 87
Map Reference	MB E369 PG 6-9
Instrument Date	Oct 20, 2023
Instrument	2023033343
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5103 WAT3ERLOO DRIVE, TEGA CAY, SC 29708

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Oct 27, 2017
Property Address	5103 WATERLOO DR, TEGA CAY, SC 29708-0080
Document Number	1666200345
Book / Page	016662 / 000345
Instrument Date	Oct 26, 2017
Instrument	46638
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,292.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5103 WATERLOO DR TEGA CAY SC 297080080, TEGA CAY, SC 29708-0080

Mortgage

Document Number	1666200347
Date	Oct 27, 2017
Book Page	016662/000347
Instrument	46639

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5103 Waterloo Dr was $5,814.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Tega Cay City
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,814.00	$23,356 Land $3,600 Building $19,756	$583,900 Land $90,000 Building $493,900
2023	$2,805.00 Additional exemption filed	$13,255 Land $3,200 Building $10,055	$331,364 Land $80,000 Building $251,364

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5103 Waterloo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5103 Waterloo Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEGA CAY serves 10,500 people · EPA ID SC4610008
Water Source	Purchased surface water from RIVERVIEW RURAL CWS
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	8,000 / 8,000
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Verizon.

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