5081 Waterloo Dr, Fort Mill, SC 29708 Property Records

York County property record for 5081 Waterloo Dr, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,858 sqft · built 2018
Lot Size	0.115 acres (5,031 sqft)
Owner	2 Individual Names on File
Last Sale	$339,682 (Mar 2018)
Tax Bill	$4,014 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-11-01-114`

Property Details

APN / Parcel Number

Primary APN	`644-11-01-114`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,858 sqft Living Area
Gross Area	3,808 sqft
1st Floor Area	1,200 sqft
2nd Floor Area	1,658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	5,031 sqft (0.115 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	370 sqft
Patio Area	80 sqft

Location & Zoning

Street Address	5081 WATERLOO DR
City	FORT MILL
State	SC
Zip	29708-0089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 77 / CAMERON CREEK PHS 4
Legal Subdivision	CAMERON CREEK
Legal Lot Number	77
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2009
Census Tract	61009

Owner

5081 Waterloo Dr is owned and occupied by two individuals who bought it in March 2018.

Source: York County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5081 WATERLOO DR, FORT MILL, SC 29708-0089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Mar 1, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2018 · Amount on File
Deed Sale	Mar 1, 2018 · Amount on File
Deed Document Number	20188406
Deed Book / Page	16852 / 111
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5081 WATERLOO DR, TEGA CAY, SC 29708-0089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1867300020
Date	Oct 19, 2020
Book Page	18673/20
Instrument	2020049660

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Mar 1, 2018
Property Address	5081 WATERLOO DR, TEGA CAY, SC 29708-0089
Document Number	1685200111
Book / Page	016852 / 000111
Instrument Date	Feb 28, 2018
Instrument	8406
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,257.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5081 WATERLOO DR TEGA CAY SC 297080089, TEGA CAY, SC 29708-0089

Mortgage

Document Number	1685200113
Date	Mar 1, 2018
Book Page	016852/000113
Instrument	8407

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5081 Waterloo Dr was $4,014.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Tega Cay City
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,014.00	$15,864 Land $2,571 Building $13,293	$555,300 Land $90,000 Building $465,300
2023	$3,408.00	$13,794 Land $3,200 Building $10,594	$344,861 Land $80,000 Building $264,861

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5081 Waterloo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5081 Waterloo Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEGA CAY serves 10,500 people · EPA ID SC4610008
Water Source	Purchased surface water from RIVERVIEW RURAL CWS
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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