5086 Waterloo Dr, Fort Mill, SC 29708 Property Records

York County property record for 5086 Waterloo Dr, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,119 sqft · built 2018
Lot Size	0.171 acres (7,438 sqft)
Owner	2 Company Names on Record
Last Sale	$376,870 (Mar 2018)
Tax Bill	$4,468 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`644-11-01-138`

Property Details

APN / Parcel Number

Primary APN	`644-11-01-138`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,119 sqft Living Area
Gross Area	3,856 sqft
1st Floor Area	1,366 sqft
2nd Floor Area	1,753 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	7,438 sqft (0.171 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	107 sqft
Patio Area	460 sqft

Location & Zoning

Street Address	5086 WATERLOO DR
City	FORT MILL
State	SC
Zip	29708-0089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 55 / CAMERON CREEK PHS 4
Legal Subdivision	CAMERON CREEK
Legal Lot Number	55
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	3
Census Block	3000
Census Tract	61009

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5086 WATERLOO DR, FORT MILL, SC 29708-0089
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Oct 2, 2024	Intrafamily Transfer, Transfer
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 16, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	201810916
Deed Book / Page	16878 / 58
Last Transfer Date	Sep 30, 2024
Transfer Doc	2154300226
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5086 WATERLOO DR, TEGA CAY, SC 29708-0089
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1954600278
Date	Aug 26, 2021
Book Page	19546/278
Instrument	2021049213

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5086 WATERLOO DR, TEGA CAY, SC 29708-0089
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000043
Date	Jun 2, 2022
Book Page	20220/43
Instrument	2022025587

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 25, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Oct 2, 2024
Property Address	5086 WATERLOO DR, TEGA CAY, SC 29708-0089
Document Number	2154300226
Book / Page	21543 / 226
Map Reference	MB E-373 PGS 9-10
Instrument Date	Sep 30, 2024
Instrument	2024031578
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5086 WATERLOO DR, TEGA CAY, SC 29708-0089

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5086 WATERLOO DR, TEGA CAY, SC 29708-0089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1812300356
Date	Mar 10, 2020
Book Page	18123/356
Instrument	2020010130

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5086 WATERLOO DR, TEGA CAY, SC 29708-0089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1880000143
Date	Dec 2, 2020
Book Page	18800/143
Instrument	2020058965

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Mar 16, 2018
Property Address	5086 WATERLOO DR, TEGA CAY, SC 29708-0089
Document Number	1687800058
Book / Page	016878 / 000058
Instrument Date	Mar 15, 2018
Instrument	10916
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,394.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5086 WATERLOO DR TEGA CAY SC 297080089, TEGA CAY, SC 29708-0089

Mortgage

Document Number	1687800060
Date	Mar 16, 2018
Book Page	016878/000060
Instrument	10917

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Tega Cay City
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,468.00 (+17.73%)	$17,752 (+15.09%) Land $2,768 Building $14,984	$577,100 (+49.66%) Land $90,000 Building $487,100
2023	$3,795.00	$15,424 Land $3,200 Building $12,224	$385,609 Land $80,000 Building $305,609

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEGA CAY serves 10,500 people · EPA ID SC4610008
Water Source	Purchased surface water from RIVERVIEW RURAL CWS
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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