508 Mill St, Elgin, IA 52141 Property Records

Fayette County property record for 508 Mill St, Elgin, IA 52141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1974
Lot Size	0.39 acres (17,000 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jul 2021)
Tax Bill	$2,122 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0814426019`

Property Details

APN / Parcel Number

Primary APN	`0814426019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Basement Area	1,192 sqft
Finished Basement	725 sqft
Unfinished Basement	467 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,000 sqft (0.39 acres)
Lot Dimensions	125 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	268 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	508 MILL ST
City	ELGIN
State	IA
Zip	52141-9314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & S 1/2 LOT 3 BLK 1 SCENIC HEIGHTS ADD
Legal Subdivision	HEIGHTS
Legal Block	1
Legal Lot Number	3,4
Jurisdiction	FAYETTE IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	3
Census Block	3056
Census Tract	80600

Owner

Source: Fayette County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	508 MILL ST, ELGIN, IA 52141-9314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 16, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Jan 10, 2014 · Amount on Record
Deed Document Number	20212367
Deed Book / Page	2021 / 2367
Prior Transfer Date	Jun 29, 2021
Prior Transfer Doc	2021/2545
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	508 MILL ST, ELGIN, IA 52141-9314
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/2338
Date	Jun 30, 2021
Book Page	2021/2338
Instrument	2021-2338

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAYETTE IA
Recording Date	Jul 16, 2021
Property Address	508 MILL ST, ELGIN, IA 52141-9314
Document Number	2021/2545
Book / Page	2021 / 2545
Instrument Date	Jun 29, 2021
Instrument	2021-2545
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 MILL ST, ELGIN, IA 52141-9314

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Elgin City
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,122.00	$163,100 (-) Land $17,170 Building $145,930	$163,100 (-) Land $17,170 Building $145,930
2025	$2,122.00 (-3.55%)	$163,100 (+15.25%) Land $17,170 Building $145,930	$163,100 (+15.25%) Land $17,170 Building $145,930
2024	$2,200.00 (-3.93%)
2023		$141,520 (+25.96%) Land $17,170 Building $124,350	$141,520 (+25.96%) Land $17,170 Building $124,350
2022	$2,290.00	$112,350 Land $14,310 Building $98,040
2021			$112,350 Land $14,310 Building $98,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	20 (1991–2016)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

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