512 Mill St, Elgin, IA 52141 Property Records

Fayette County property record for 512 Mill St, Elgin, IA 52141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,577 sqft · built 1972
Lot Size	0.261 acres (11,375 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jun 2014)
Tax Bill	$2,400 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0814426021`

Property Details

APN / Parcel Number

Primary APN	`0814426021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,577 sqft Living Area
1st Floor Area	1,577 sqft
Basement Area	1,577 sqft
Finished Basement	1,075 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,375 sqft (0.261 acres)
Lot Dimensions	125 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	280 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	512 MILL ST
City	ELGIN
State	IA
Zip	52141-9314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 1 SCENIC HEIGHTS ADD
Legal Subdivision	HEIGHTS
Legal Block	1
Legal Lot Number	6
Jurisdiction	FAYETTE IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	3
Census Block	3056
Census Tract	80600

Owner

512 Mill St is owned and occupied by an individual who acquired it in August 2018.

Source: Fayette County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	512 MILL ST, ELGIN, IA 52141-9314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Deed of Trust, Mortgage ALLIANT CREDIT UNION
Aug 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2014 · Amount on File
Deed Sale	Jun 16, 2014 · Amount on File
Deed Document Number	20141434
Deed Book / Page	2014 / 1434
Last Transfer Date	Aug 7, 2018
Transfer Doc	2018/2192
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	512 MILL ST, ELGIN, IA 52141-9314
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002159
Date	Aug 6, 2018
Book Page	0000002018/0000002159
Instrument	000000002159

Lender

Name	ALLIANT CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAYETTE IA
Recording Date	Aug 9, 2018
Property Address	512 MILL ST, ELGIN, IA 52141-9314
Document Number	2018/2192
Book / Page	2018 / 2192
Instrument Date	Aug 7, 2018
Instrument	000000002192
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 MILL ST, ELGIN, IA 52141-9314

Tax Assessment & Valuation

The 2026 property tax bill for 512 Mill St was $2,400 with a homeowner's exemption.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Elgin City
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,400.00	$187,540 (-) Land $13,510 Building $174,030	$187,540 (-) Land $13,510 Building $174,030
2025	$2,400.00 (+7.33%) Homeowner's exemption	$187,540 Land $13,510 Building $174,030	$187,540 Land $13,510 Building $174,030
2024	$2,236.00
2023		$167,750 (+27.83%) Land $13,510 Building $154,240	$167,750 Land $13,510 Building $154,240
2022	$2,494.00 Homeowner's exemption	$131,230 Land $11,260 Building $119,970
2021			$131,230 Land $11,260 Building $119,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Mill St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	20 (1991–2016)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill St

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