504 Mill St, Elgin, IA 52141 Property Records

Fayette County property record for 504 Mill St, Elgin, IA 52141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1971
Lot Size	0.443 acres (19,312 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Sep 2025)
Tax Bill	$1,784 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0814426018`

Property Details

APN / Parcel Number

Primary APN	`0814426018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	1,352 sqft
Finished Basement	575 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,312 sqft (0.443 acres)
Lot Dimensions	142 ft deep x 136 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	70 sqft
Patio Area	441 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	504 MILL ST
City	ELGIN
State	IA
Zip	52141-9314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 & N 1/2 LOT 3 BLK 1 SCENIC HEIGHTS ADD & COM NE COR LOT 2 BLK 1, SCENIC HEIGHTS ADDN TH S 134.65' TH NELY TO PT WHICH
Legal Subdivision	HEIGHTS
Legal Block	1
Legal Lot Number	2,3
Jurisdiction	FAYETTE IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	3
Census Block	3056
Census Tract	80600

Owner

504 Mill St is owned and occupied by an individual who bought it in September 2025.

Source: Fayette County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	504 MILL ST, ELGIN, IA 52141-9314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Deed Book / Page	2025 / 2763
Prior Transfer Date	Nov 21, 2022
Prior Transfer Doc	02022/4047
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE IA
Recording Date	Sep 19, 2025
Property Address	504 MILL ST, ELGIN, IA 52141-9314
Document Number	02025/2763
Book / Page	2025 / 2763
Instrument Date	Sep 9, 2025
Instrument	2025 2763
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 MILL ST, ELGIN, IA 52141-9314

Mortgage

Document Number	0020252764
Date	Sep 19, 2025
Instrument	2025 2764

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 504 Mill St was $1,784 with a homeowner's exemption.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Elgin City
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,784.00	$145,970 (-) Land $17,690 Building $128,280	$145,970 (-) Land $17,690 Building $128,280
2025	$1,784.00 (+10.81%) Homeowner's exemption	$145,970 Land $17,690 Building $128,280	$145,970 Land $17,690 Building $128,280
2024	$1,610.00
2023		$126,930 (+24.69%) Land $17,170 Building $109,760	$126,930 Land $17,170 Building $109,760
2022	$1,894.00 Homeowner's exemption	$101,800 Land $14,310 Building $87,490
2021			$101,800 Land $14,310 Building $87,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	20 (1991–2016)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill St

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