405 Mill St, Elgin, IA 52141 Property Records

Fayette County property record for 405 Mill St, Elgin, IA 52141 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,174 sqft · built 1955
Lot Size	0.507 acres (22,098 sqft)
Owner	2 Individual Names on File
Last Sale	$64,000 (Aug 2025)
Tax Bill	$2,732 (2025)
Deeds & Mortgages	Aug 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`0813301002`

Property Details

APN / Parcel Number

Primary APN	`0813301002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,174 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,706 sqft
Finished Basement	750 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,098 sqft (0.507 acres)
Lot Dimensions	180 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	238 sqft
Patio Area	213 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	405 MILL ST
City	ELGIN
State	IA
Zip	52141-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & W 124.9' OF ALLEY & 45' ADJ ON N LOTS 2 & 3 & N 15' LOT 4 & ALLEY ADJ ON E, LOTS 7,8, 9 & VAC ALLEY ADJ & N 7.5'S
Legal Subdivision	SCHORIS ADD
Legal Block	1
Legal Lot Number	1-4,7-9
Jurisdiction	FAYETTE IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	3
Census Block	3011
Census Tract	80600

Owner

Source: Fayette County records · APN 0813301002

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 SUNRISE ST, ELGIN, IA 52141-9315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Deed Document Number	20252342
Prior Transfer Date	Jul 30, 2025
Prior Transfer Doc	02025/2342
Record Updated	Jun 08, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAYETTE IA
Recording Date	Aug 11, 2025
Property Address	405 MILL ST, ELGIN, IA 52141-9313
Document Number	02025/2342
Book / Page	2025 / 2342
Instrument Date	Jul 30, 2025
Instrument	2025 2342
Transaction Type	Transfer
Record Updated	Oct 06, 2025

Transaction

Amount	Amount Recorded
Tax	$101.60
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	100 SUNRISE ST, ELGIN, IA 52141-9315

Tax Assessment & Valuation

Source: Fayette County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Elgin City
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,732.00 Homeowner's exemption	$209,750 (+12.85%) Land $17,580 Building $192,170	$209,750 (+12.85%) Land $17,580 Building $192,170
2024	$2,732.00 (-3.87%)
2023		$185,870 Land $17,580 Building $168,290	$185,870 Land $17,580 Building $168,290
2022	$2,842.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fayette County (19065C), updated March 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190650806003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	8 in force
Nearby Flood Claims	20 (1991–2016)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Aug 2016, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 49% of Iowa
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Alpine Communications	Fiber	500 / 500

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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