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509 Mill St, Elgin, IA 52141 Property Records

Fayette County property record for 509 Mill St, Elgin, IA 52141

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,302 sqft · built 1951
Lot Size0.341 acres (14,848 sqft)
OwnerIndividual Name on Record
Last Sale$1,500 (Jan 2022)
Tax Bill$1,816 (2026)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0813302002

Property Details

APN / Parcel Number

Primary APN0813302002

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,302 sqft Living Area
1st Floor Area704 sqft
AtticAttic
Attic Area246 sqft
Basement Area704 sqft
Unfinished Basement704 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,848 sqft (0.341 acres)
Lot Dimensions128 ft deep x 116 ft wide
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area171 sqft
Deck Area256 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address509 MILL ST
CityELGIN
StateIA
Zip52141-9314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 16' LOT 8 & LOTS 9 TO 12, & W1/2 ALLEY ADJ ON E., BLK 2, SCHORI ADD TO ELGIN
Legal SubdivisionSCHORI
Legal Block2
Legal Lot Number8,9
JurisdictionFAYETTE IA
Township / Civil DivisionPLEASANT VALLEY
Census Block Group3
Census Block3011
Census Tract80600

Owner

Source: Fayette County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address509 MILL ST, ELGIN, IA 52141-9314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2022 · Amount on Record
Deed SaleJan 26, 2022 · Amount on Record
Deed Document Number2022236
Deed Book / Page2022 / 236
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAYETTE IA
Recording DateMar 8, 2022
Property Address509 MILL ST, ELGIN, IA 52141-9314
Document Number002022/658
Book / Page2022 / 658
Instrument DateMar 3, 2022
Instrument2022-658
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$135.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 MILL ST, ELGIN, IA 52141-9314

Mortgage

Document Number0002022659
DateMar 8, 2022
Instrument2022-659
Lender
NameBANK IOWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
MunicipalityElgin City
Unified School DistrictNorth Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,816.00$122,660 (-) Land $15,500 Building $107,160$122,660 (-) Land $15,500 Building $107,160
2025$1,816.00 (+7.84%)$122,660 (+13.22%) Land $15,500 Building $107,160$122,660 (+13.22%) Land $15,500 Building $107,160
2024$1,684.00 (-3.11%)
2023$108,340 (+26.98%) Land $15,500 Building $92,840$108,340 (+26.98%) Land $15,500 Building $92,840
2022$1,738.00$85,320 Land $12,920 Building $72,400
2021$85,320 Land $12,920 Building $72,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims20 (1991–2016)
Claims Outside the SFHA2 of 20
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN MUNICIPAL WATER SUPPLY
serves 685 people · EPA ID IA3338010
Water SourceGroundwater
Last State InspectionAug 2024
Lead9 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Alpine Communications
Fiber		500 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill St

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