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512 E 16th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 512 E 16th St, Chattanooga, TN 37408 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,476 sqft · built 2009
Lot Size0.11 acres (4,824 sqft)
OwnerIndividual Name on File
Last Sale$294,000 (Jul 2017)
Tax Bill$1,823 (2025)
Deeds & MortgagesApr 2017 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN145M Q 007

Property Details

APN / Parcel Number

Primary APN145M Q 007
Alternative APN
  • 0000071323

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,476 sqft Living Area

Exterior

Year BuiltBuilt 2009
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,824 sqft (0.11 acres)
Lot Dimensions134 ft deep x 36 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000071323
Street Address512 E 16TH ST
CityCHATTANOOGA
StateTN
Zip37408-2101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 7 HERMAN FERGERS SUB BLK 5 MONTAGUES ADDN NO I PB 5 PG 45
Legal SubdivisionFERGER HERMAN
Legal Block5
Legal Lot Number7
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1112
Census Tract2000

Owner

Source: Hamilton County records · APN 145M Q 007

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address304 W 18TH ST, CHATTANOOGA, TN 37408-1756
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP
Feb 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
JAMES C ROBINSON

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 18, 2017 · Amount on Record
Deed SaleJul 18, 2017 · Amount on Record
Prior SaleSep 03, 2013 · Amount on Record
Deed Document Number2017071800121
Deed Book / Page11104 / 559
Record UpdatedJun 08, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address512 E 16TH ST, CHATTANOOGA, TN 37408-2101
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000189
DateApr 27, 2017
Book Page11035/087
Instrument2017042700189
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28217
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2032

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address512 E 16TH ST, CHATTANOOGA, TN 37408-2101
Document Number0304000345
Instrument DateFeb 27, 2019
Transaction TypeMortgage
Record UpdatedMar 25, 2019
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address512 E 16TH ST CHATTANOOGA TN 374082101, CHATTANOOGA, TN 37408-2101

Mortgage

Document Number0304000345
DateMar 04, 2019
Book Page011578/000949
Instrument190304000345
Lender
NameJAMES C ROBINSON
Address1300 BROAD ST # 200, CHATTANOOGA, TN 37402-4475
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,823.00 (+6.36%)$120,300 (+57%)$481,200 (+57%) Land $100,000 Building $381,200
2024$1,714.00$76,625 (-)$306,500 (-) Land $50,000 Building $256,500
2023$1,714.00$76,625 (-)$306,500 (-) Land $50,000 Building $256,500
2022$1,714.00$76,625$306,500 Land $50,000 Building $256,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1978–2000)
Claims Outside the SFHA5 of 7
Most Recent ClaimApr 2000, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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