Flathead County property record for 5070 Flatwater Dr, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,943 sqft · built 2018 |
| Lot Size | 0.151 acres (6,578 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $511,900 (Apr 2021) |
| Tax Bill | $2,953 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0748994 |
| Primary APN | R0748994 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,943 sqft Living Area |
| 1st Floor Area | 1,943 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,578 sqft (0.151 acres) |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Deck Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000010171 |
|---|---|
| Street Address | 5070 FLATWATER DR |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-7809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE LAKES VILLAGE PH 2, S08, T30 N, R21 W, LOT 076 |
| Legal Range | 21W |
| Legal Township | 30N |
| Legal Section | 08 |
| Legal Subdivision | THE LAKES VILLAGE PH 2 |
| Legal Lot Number | 76 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 403 |
5070 Flatwater Dr is owned by two individuals who bought it in April 2021.
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2305 HOUSTON CIR, WHITEFISH, MT 59937-3348 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Dec 31, 2018 | Deed of Trust, Mortgage · ARM GLACIER BANK |
| Jul 7, 2017 | Warranty Deed, Transfer INSURED TITLE, INSURED TITLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2021 · Amount on File |
| Deed Sale | Apr 15, 2021 · Amount on File |
| Prior Sale | Jul 7, 2017 |
| Deed Document Number | 202113172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Apr 15, 2021 |
| Property Address | 5070 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Document Number | 202100013172 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 202100013172 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2305 HOUSTON CIR, WHITEFISH, MT 59937-3348 |
| Document Number | 202100013173 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 202100013173 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 5070 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000012845 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 202000012845 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 5070 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 201800031028 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 201800031028 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.87% |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | 9.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jul 7, 2017 |
| Property Address | 5070 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Document Number | 201700014055 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 201700014055 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1815 LOWER VALLEY RD, KALISPELL, MT 59901-8059 |
The 2026 property tax bill for 5070 Flatwater Dr was $2,953.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,953.00 | $912,100 | |
| 2025 | $912,100 Land $283,224 Building $628,876 | ||
| 2023 | $4,890.00 | $712,100 | $712,100 Land $184,257 Building $527,843 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5070 Flatwater Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5070 Flatwater Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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