Flathead County property record for 5049 Flatwater Dr, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,656 sqft · built 2019 |
| Lot Size | 0.204 acres (8,886 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,180 (2026) |
| Deeds & Mortgages | Jun 2019 Mortgage Aug 2019 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R605136 |
| Primary APN | R605136 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,656 sqft Living Area |
| 1st Floor Area | 1,603 sqft |
| 2nd Floor Area | 1,053 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,886 sqft (0.204 acres) |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Deck Area | 138 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000502974 |
|---|---|
| Street Address | 5049 FLATWATER DR |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-7809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKES COTTAGES PH 3, S08, T30 N, R21 W, LOT 61, ASSR#0000502974 |
| Legal Range | 21W |
| Legal Township | 30N |
| Legal Section | 08 |
| Legal Subdivision | LAKES COTTAGES PH 3 |
| Legal Lot Number | 61 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 403 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5049 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Aug 7, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK |
| May 14, 2019 | Deed of Trust, Mortgage RAYMOND RIEL ETAL |
| Jul 16, 2020 | Intrafamily Transfer, Transfer INSURED TITLES |
| Jul 16, 2020 | Warranty Deed, Transfer INSURED TITLE, INSURED TITLES |
| Nov 13, 2017 | Warranty Deed, Transfer · Commercial Mortgage FIRST INTERSTATE BANK |
| Sep 14, 2017 | Intrafamily Transfer, Transfer STERLING TITLE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2020 |
| Deed Sale | Jul 16, 2020 |
| Prior Sale | Nov 13, 2017 · Amount on Record |
| Deed Document Number | 202019671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 5049 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900011932 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 201900011932 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 5049 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900017137 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 201900017137 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59904 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 30, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 5049 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900008988 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 201900008988 |
| Name | RAYMOND RIEL ETAL |
|---|---|
| Type | Private Party |
| Address | 2330 KINGS LAKE BLVD, NAPLES, FL 34112 |
| Amount | Amount Recorded |
|---|---|
| Term | 2 Months |
| Due | Jul 1, 2019 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jul 16, 2020 |
| Property Address | 5049 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Document Number | 202000019672 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 202000019672 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5049 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jul 16, 2020 |
| Property Address | 5049 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Document Number | 202000019671 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 202000019671 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5049 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Nov 13, 2017 |
| Property Address | 5049 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Document Number | 201700028148 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 201700028148 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1306 N MAIN ST APT 108, 108, WATFORD CITY, ND 58854-7075 |
| Document Number | 201700028149 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 201700028149 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 14, 2017 |
| Property Address | 5049 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Document Number | 201700022975 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 201700022975 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | STERLING TITLE SERVICES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 PRESTWICK PARADE SE, CALGARY AB 727456, XX |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,180.00 (-40.9%) | $1,221,900 (+18.64%) | |
| 2025 | $1,221,900 (+18.64%) Land $292,620 Building $929,280 | ||
| 2023 | $7,073.00 | $1,029,900 | $1,029,900 Land $192,949 Building $836,951 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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