Flathead County property record for 5041 Flatwater Dr, Whitefish, MT 59937
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.204 acres (8,886 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,000 (Dec 2012) |
| Tax Bill | $2,045 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R605137 |
| Primary APN | R605137 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,886 sqft (0.204 acres) |
|---|
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 0000502973 |
|---|---|
| Street Address | 5041 FLATWATER DR |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-7809 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LAKES COTTAGES PH 3, S08, T30 N, R21 W, LOT 60, ASSR#0000502973 |
| Legal Range | 21W |
| Legal Township | 30N |
| Legal Section | 08 |
| Legal Subdivision | LAKES COTTAGES PH 3 |
| Legal Lot Number | 60 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 403 |
5041 Flatwater Dr, residential vacant land, is owned by an individual who bought it in December 2012.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2662, HAVRE, MT 59501-2662 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2012 · Amount on File |
| Deed Sale | Dec 20, 2012 · Amount on File |
| Deed Document Number | 201230601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 5041 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800000404 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 201800000404 |
| Name | BEAR PAW CU |
|---|---|
| Type | Credit Union |
| Address | HAVRE, MT 59501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 5041 Flatwater Dr was $2,045.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,045.00 | $292,560 | |
| 2025 | $292,560 Land $292,560 | ||
| 2023 | $1,324.00 | $192,893 | $192,893 Land $192,893 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5041 Flatwater Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5041 Flatwater Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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