5046 Flatwater Dr, Whitefish, MT 59937 Property Records

Flathead County property record for 5046 Flatwater Dr, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 2013
Lot Size	0.151 acres (6,578 sqft)
Owner	Company Name on Record
Tax Bill	$5,605 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0748997`

Property Details

APN / Parcel Number

Primary APN	`R0748997`
Alternative APNs	`07-4185-08-2-56-79-0000` `0000010174`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,554 sqft Living Area
1st Floor Area	1,554 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,578 sqft (0.151 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000010174
Street Address	5046 FLATWATER DR
City	WHITEFISH
State	MT
Zip	59937-7809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE LAKES VILLAGE PH 2, S08, T30 N, R21 W, LOT 79, ASSR #0000010174
Legal Range	21W
Legal Township	30N
Legal Section	08
Legal Subdivision	THE LAKES VILLAGE PH 2
Legal Lot Number	79
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1006
Census Tract	403

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4375, WHITEFISH, MT 59937-4375
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2018	Deed of Trust, Mortgage MICHAEL A FERRINGTON
Apr 11, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jul 10, 2018	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2019
Deed Sale	Apr 11, 2019
Prior Sale	Jul 10, 2018
Deed Document Number	20196699
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	5046 FLATWATER DR, WHITEFISH, MT 59937-7809
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800014201
Date	Jul 11, 2018
Instrument	201800014201

Lender

Name	MICHAEL A FERRINGTON
Type	Private Party
Address	WHITEFISH, MT 59937

Agreement

Amount	Amount Recorded

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 11, 2019
Property Address	5046 FLATWATER DR, WHITEFISH, MT 59937-7809
Document Number	201900006699
Instrument Date	Apr 11, 2019
Instrument	201900006699
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5046 FLATWATER DR, WHITEFISH, MT 59937-7809

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 10, 2018
Property Address	5046 FLATWATER DR, WHITEFISH, MT 59937-7809
Document Number	201800014128
Instrument Date	Jul 10, 2018
Instrument	201800014128
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 PATH HILL DR, WHITEFISH, MT 59937

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,605.00 (+28.23%)	$801,900 (+25.99%)
2025			$801,900 (+25.99%) Land $283,224 Building $518,676
2023	$4,371.00	$636,500	$636,500 Land $184,257 Building $452,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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