Flathead County property record for 5065 Flatwater Dr, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,076 sqft · built 2019 |
| Lot Size | 0.205 acres (8,930 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Jun 2016) |
| Tax Bill | $4,612 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R605134 |
| Primary APN | R605134 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,076 sqft Living Area |
| 1st Floor Area | 1,776 sqft |
| 2nd Floor Area | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,930 sqft (0.205 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Deck Area | 382 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000502976 |
|---|---|
| Street Address | 5065 FLATWATER DR |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-7809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKES COTTAGES PH 3, S08, T30 N, R21 W, LOT 63, ASSR#0000502976 |
| Legal Range | 21W |
| Legal Township | 30N |
| Legal Section | 08 |
| Legal Subdivision | LAKES COTTAGES PH 3 |
| Legal Lot Number | 63 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 403 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7901 E LUKE LN, SCOTTSDALE, AZ 85250-6526 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2018 | Deed of Trust, Mortgage · ARM GLACIER BANK |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2016 · Amount on Record |
| Deed Sale | Jun 29, 2016 · Amount on Record |
| Prior Sale | Apr 29, 2013 |
| Deed Document Number | 201612720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 5065 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 201800025070 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 201800025070 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Nov 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 5065 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALLIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000042923 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 202000042923 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | AVERILL, VT 5901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 5065 FLATWATER DR, WHITEFISH, MT 59937-7809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 201900031192 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 201900031192 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,612.00 (-39.32%) | $1,319,600 (+19.25%) | |
| 2025 | $1,319,600 (+19.25%) Land $292,740 Building $1,026,860 | ||
| 2023 | $7,600.00 | $1,106,600 | $1,106,600 Land $193,060 Building $913,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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