506 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 506 E Spruce St, Chatham, IL 62629

Property Summary

Property TypeSingle Family Home
Lot Size0.158 acres (6,903 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Jun 2021)
Tax Bill$4,842 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-07.0-382-034

Property Details

APN / Parcel Number

Primary APN29-07.0-382-034
Alternative APN
  • 29070382034 (CHECK DIGIT = 2)

Exterior

Lot Area6,903 sqft (0.158 acres)

Location & Zoning

Account Number29070382034
Street Address506 E SPRUCE ST
CityCHATHAM
StateIL
Zip62629-1629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW PT LOT 7 SPRUCE EST 1ST ADDN (6,903 SQ FT)
Legal Range05
Legal Township14
Legal Section07
Legal SubdivisionSPRUCE ESTATES FIRST ADDITION
Legal Lot Number7
JurisdictionSANGAMON IL
Township / Civil DivisionCHATHAM
Census Block Group4
Census Block4025
Census Tract3203

Owner

Source: Sangamon County records · APN 29-07.0-382-034

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE
Jun 24, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK & TRUST CO
Jan 19, 2018Deed, Transfer · FHA Mortgage
BANK OF SPRINGFIELD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2021 · Amount on Record
Deed SaleJun 24, 2021 · Amount on Record
Prior SaleJan 19, 2018 · Amount on Record
Deed Document Number202117199
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address506 E SPRUCE ST, CHATHAM, IL 62629-1629
Transaction TypeMortgage
Record UpdatedJul 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R34692
DateDec 02, 2020
Instrument2020R34692
Lender
NameNATIONSTAR MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050
Interest
Rate TypeFixed Rate

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJun 24, 2021
Property Address506 E SPRUCE ST, CHATHAM, IL 62629-1629
Document Number2021R17199
Instrument DateJun 21, 2021
Instrument2021R17199
Transaction TypeTransfer
Record UpdatedJul 08, 2022
Title CompanyPRAIRIE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$232.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1264 NEWPORT LANDING DR, 1264, FENTON, MO 63026-6904

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 GRINDSTONE CT, CHATHAM, IL 62629-2042

Mortgage

Document Number2021R17200
DateJun 24, 2021
Instrument2021R17200
Lender
NameBANK & TRUST CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate3.63%

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionSANGAMON IL
Recording DateJan 19, 2018
Property Address506 E SPRUCE ST, CHATHAM, IL 62629-1629
Document Number2018R01257
Instrument DateJan 17, 2018
Instrument2018R01257
Transaction TypeTransfer
Record UpdatedJul 08, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$217.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 E SPRUCE ST, CHATHAM, IL 62629-1629

Mortgage

Document Number2018R01258
DateJan 19, 2018
Instrument2018R01258
Lender
NameBANK OF SPRINGFIELD
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.63%

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChatham Village
CountySangamon County
County SubdivisionChatham Township
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,842.00 (+17.15%)$66,911 (+24.24%) Land $13,626 Building $53,285$200,733 (+24.24%) Land $40,878 Building $159,855
2022$4,133.00$53,857 Land $10,968 Building $42,889$161,571 Land $32,904 Building $128,667

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group.

Based on FCC filings for 350 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHATHAM
serves 16,423 people
Water SourcePurchased groundwater from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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