420 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 420 E Spruce St, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Jul 2020)
Tax Bill	$4,100 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-07.0-382-043`

Property Details

APN / Parcel Number

Primary APN	`29-07.0-382-043`
Alternative APN	`29070382043 (CHECK DIGIT = 1)`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Account Number	29070382043
Street Address	420 E SPRUCE ST
City	CHATHAM
State	IL
Zip	62629-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 44.68' L 5 SPRUCE EST 1ST ADDN (6,789 SQ FT) 7-14-5
Legal Range	05
Legal Township	14
Legal Section	07
Legal Subdivision	SPRUCE ESTATES FIRST ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4025
Census Tract	3203

Owner

Source: Sangamon County records · APN 29-07.0-382-043

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	420 E SPRUCE ST, CHATHAM, IL 62629-1627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	202017268
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 13, 2020
Property Address	420 E SPRUCE ST, CHATHAM, IL 62629-1627
Document Number	2020R17268
Map Reference	DOC 2008R37934
Instrument Date	Jul 09, 2020
Instrument	2020R17268
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	PRAIRIE TITLE, PRAIRIE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 20345, SPRINGFIELD, IL 62708-0345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E SPRUCE ST, CHATHAM, IL 62629-1627

Mortgage

Document Number	2020R17269
Date	Jul 13, 2020
Instrument	2020R17269

Lender

Name	INB NA

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,100.00 (+20.2%)	$62,670 (+24.24%) Land $6,483 Building $56,187	$188,010 (+24.24%) Land $19,449 Building $168,561
2022	$3,411.00 Homeowner's exemption	$50,443 Land $5,218 Building $45,225	$151,329 Land $15,654 Building $135,675

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

Based on FCC filings for 350 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHATHAM serves 16,423 people
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.