Sangamon County property record for 418 E Spruce St, Chatham, IL 62629 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Jul 2026) |
| Tax Bill | $4,100 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-07.0-382-042 |
| Primary APN | 29-07.0-382-042 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,970 sqft (0.16 acres) |
|---|
| Account Number | 29070382042 |
|---|---|
| Street Address | 418 E SPRUCE ST |
| City | CHATHAM |
| State | IL |
| Zip | 62629-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W PT L 5 SPRUCE EST 1ST ADDN (6,789 SQ FT) 7-14-5 |
| Legal Range | 05 |
| Legal Township | 14 |
| Legal Section | 07 |
| Legal Subdivision | SPRUCE ESTATES FIRST ADD |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | CHATHAM |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 3203 |
Source: Sangamon County records · APN 29-07.0-382-042
Assessment roll updated June 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 418 E SPRUCE ST, CHATHAM, IL 62629-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage US BANK |
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Jul 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| May 22, 2017 | Quit Claim Deed, Transfer Quitclaim |
| May 22, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage FIRST BANKERS TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on Record |
| Deed Sale | Jul 10, 2026 · Amount on Record |
| Deed Document Number | 202612505 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Jul 10, 2026 |
| Property Address | 418 E SPRUCE ST, CHATHAM, IL 62629-1627 |
| Document Number | 0000012505 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202612505 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,360.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 418 E SPRUCE ST, CHATHAM, IL 62629-1627 |
| Document Number | 0000012506, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202612506 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 418 E SPRUCE ST, CHATHAM, IL 62629-1627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026R05032 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026R05032 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Dec 13, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 418 E SPRUCE ST, CHATHAM, IL 62629-1627 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020R37426 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 2020R37426 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Jul 16, 2019 |
| Property Address | 418 E SPRUCE ST, CHATHAM, IL 62629-1627 |
| Document Number | 2019R14217 |
| Map Reference | DOC 2008R37934 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 2019R14217 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $217.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 418 S SPRUCE ST, CHATHAM, IL 62629 |
| Document Number | 2019R14218 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 2019R14218 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | May 22, 2017 |
| Property Address | 418 E SPRUCE ST, CHATHAM, IL 62629-1627 |
| Document Number | 2017R12680 |
| Map Reference | DOC2007R09246 |
| Instrument Date | May 15, 2017 |
| Instrument | 2017R12680 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 N 24TH ST, QUINCY, IL 62301-3221 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | May 22, 2017 |
| Property Address | 418 E SPRUCE ST, CHATHAM, IL 62629-1627 |
| Document Number | 2017R12680 |
| Map Reference | DOC2007R09246 |
| Instrument Date | May 15, 2017 |
| Instrument | 2017R12680 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 N 24TH ST, QUINCY, IL 62301-3221 |
| Document Number | 2017R12681 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 2017R12681 |
| Name | FIRST BANKERS TRUST CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Chatham Village |
| County | Sangamon County |
| County Subdivision | Chatham Township |
| Unified School District | Ball-Chatham Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,100.00 (+20.2%) | $62,670 (+24.24%) Land $6,483 Building $56,187 | $188,010 (+24.24%) Land $19,449 Building $168,561 |
| 2022 | $3,411.00 Homeowner's exemption | $50,443 Land $5,218 Building $45,225 | $151,329 Land $15,654 Building $135,675 |
Source: FEMA National Flood Hazard Layer, Sangamon County (17167C), updated May 4, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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