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512 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 512 E Spruce St, Chatham, IL 62629 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size6,898 sqft (0.158 acres)
OccupancyOwner Occupied
Last Sale$199,000 (2020)
Tax Bill$5,565.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-07.0-382-032
Alternative APN
  • 29070382032 (CHECK DIGIT = 6)

Exterior

Lot Area6,898 sqft (0.158 acres)

Location & Zoning

Account Number29070382032
Street Address512 E SPRUCE ST
CityCHATHAM
StateIL
Zip62629-1629
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionW PT LOT 8 SPRUCE ESTATES 1ST ADDN 7-14-5 (6659 SQ FT)
Legal Range05
Legal Township14
Legal Section07
Legal SubdivisionSPRUCE ESTATES
Legal Lot Number8
JurisdictionSANGAMON IL
Minor Civil DivisionCHATHAM
Census Blockgroup4
Census Block4025
Census Tract3203

Owner

Source: Sangamon County records · APN 29-07.0-382-032

Assessment roll updated June 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address512 E SPRUCE ST, CHATHAM, IL 62629-1629
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Warranty Deed, Transfer · Conventional Mortgage
INB NA
Nov 20, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FLAT BRANCH MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 20, 2020 · Amount on Record
Deed SaleNov 20, 2020 · Amount on Record
Prior SaleJul 28, 2011 · Amount on Record
Deed Doc Number202033426
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJul 15, 2026
Property Address512 E SPRUCE ST, CHATHAM, IL 62629-1629
Document Number0000012898
Instrument DateJul 09, 2026
Instrument202612898
Transaction TypeTransfer
Record UpdatedJul 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$42,420.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 E SPRUCE ST, CHATHAM, IL 62629-1629

Mortgage

Document Number0000012899,
DateJul 15, 2026
Instrument202612899
Lender
NameINB NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateNov 20, 2020
Property Address512 E SPRUCE ST, CHATHAM, IL 62629-1629
Document Number2020R33426
Map ReferenceDOC 2008R37934
Instrument DateNov 18, 2020
Instrument2020R33426
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$298.50
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address512 E SPRUCE ST, CHATHAM, IL 62629-1629

Mortgage

Document Number2020R33427
DateNov 20, 2020
Instrument2020R33427
Lender
NameFLAT BRANCH MORTGAGE INC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate2.63%

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChatham Village
CountySangamon County
County SubdivisionChatham Township
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,565.00 (+19.39%)$82,904 (+24.24%) Land $11,382 Building $71,522$248,712 (+24.24%) Land $34,146 Building $214,566
2022$4,661.00 Homeowner's exemption$66,729 Land $9,161 Building $57,568$200,187 Land $27,483 Building $172,704

Flood & Wildfire

512 E Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Sangamon County (17167C), updated May 4, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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