514 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 514 E Spruce St, Chatham, IL 62629 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.158 acres (6,898 sqft)
Owner	Individual Name on File
Last Sale	$203,000 (Jul 2020)
Tax Bill	$5,999 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-07.0-382-033`

Property Details

APN / Parcel Number

Primary APN	`29-07.0-382-033`
Alternative APN	`29070382033 (CHECK DIGIT = 4)`

Exterior

Lot Area	6,898 sqft (0.158 acres)

Location & Zoning

Account Number	29070382033
Street Address	514 E SPRUCE ST
City	CHATHAM
State	IL
Zip	62629-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E PT LOT 8 SPRUCE ESTATES 1ST ADDN 7-14-5 (7141 SQ FT)
Legal Range	05
Legal Township	14
Legal Section	07
Legal Subdivision	SPRUCE ESTATES
Legal Lot Number	8
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4025
Census Tract	3203

Owner

Source: Sangamon County records · APN 29-07.0-382-033

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	514 E SPRUCE ST, CHATHAM, IL 62629-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Jul 15, 2014 · Amount on Record
Deed Document Number	202018114
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 20, 2020
Property Address	514 E SPRUCE ST, CHATHAM, IL 62629-1629
Document Number	2020R18114
Map Reference	DOC 2008R379634
Instrument Date	Jul 17, 2020
Instrument	2020R18114
Transaction Type	Transfer
Record Updated	Jul 08, 2022
Title Company	CORNERSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$304.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 MAPLE GRV, 236, SPRINGFIELD, IL 62712-9527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 E SPRUCE ST, CHATHAM, IL 62629-1629

Mortgage

Document Number	2020R18115
Date	Jul 20, 2020
Instrument	2020R18115

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,999.00 (+17.15%)	$82,904 (+24.24%) Land $11,382 Building $71,522	$248,712 (+24.24%) Land $34,146 Building $214,566
2022	$5,121.00	$66,729 Land $9,161 Building $57,568	$200,187 Land $27,483 Building $172,704

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sangamon County (17167C), updated May 4, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.