505 Rustic Oak Ln, McKinney, TX 75072 Property Records

Collin County property record for 505 Rustic Oak Ln, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,780 sqft · built 2016
Lot Size	0.142 acres (6,181 sqft)
Owner	Individual Name on Record
Last Sale	$391,685 (Oct 2020)
Tax Bill	$6,264 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-10987-00I-0250-1`

Property Details

APN / Parcel Number

Primary APN	`R-10987-00I-0250-1`
Alternative APNs	`000002736863` `2736863`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,780 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Lot Area	6,181 sqft (0.142 acres)
Garage Type	Attached
Garage Area	435 sqft
Porch	Covered Patio/Porch
Porch Area	141 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	505 RUSTIC OAK LN
City	MCKINNEY
State	TX
Zip	75072-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALOR POINTE - THE RESERVE AT WESTRIDGE PHASE 16 ( CMC), BLK I, LOT 25
Legal Subdivision	VALOR POINTE - THE RESERVE AT WESTRIDGE
Legal Block	I
Legal Lot Number	25
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1007
Census Tract	30537

Owner

Source: Collin County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 RUSTIC OAK LN, MCKINNEY, TX 75072-3715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Oct 9, 2020	Deed of Trust, Mortgage LHM FIN'L
Mar 31, 2020	Grant Deed, Transfer ATTORNEY ONLY
Mar 12, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
May 16, 2017	Warranty Deed, Subdivision Related Transfer MORTGAGE FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Mar 31, 2020
Deed Document Number	20201865470
Prior Transfer Date	Mar 3, 2020
Prior Transfer Doc	0000360370
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	505 RUSTIC OAK LN, MCKINNEY, TX 75072-3715
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026000024750
Date	Feb 26, 2026
Instrument	2026000024750

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 5, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	505 RUSTIC OAK LN, MCKINNEY, TX 75072-3715
Document Number	0001865480
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 RUSTIC OAK LN MCKINNEY TX 750723715, MCKINNEY, TX 75072-3715

Mortgage

Document Number	0001865480
Date	Oct 26, 2020
Instrument	1865480

Lender

Name	LHM FIN'L
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 31, 2020
Property Address	505 RUSTIC OAK LN, MCKINNEY, TX 75072-3715
Document Number	0000460230
Instrument Date	Mar 23, 2020
Instrument	460230
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 12, 2020
Property Address	505 RUSTIC OAK LN, MCKINNEY, TX 75072-3715
Document Number	0000360370
Instrument Date	Mar 3, 2020
Instrument	360370
Transaction Type	Foreclosure
Record Updated	Apr 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	565 W MYRTLE ST BOISE ID 837027675, BOISE, ID 83702-7675

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	May 16, 2017
Property Address	505 RUSTIC OAK LN, MCKINNEY, TX 75072-3715
Document Number	0000624080
Instrument Date	May 15, 2017
Instrument	624080
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 RUSTIC OAK LN MCKINNEY TX 750703715, MCKINNEY, TX 75070-3715

Mortgage

Document Number	624090
Date	May 16, 2017
Instrument	624090

Lender

Name	MORTGAGE FIN'L SVCS
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 15, 2047

Mortgage

Document Number	624100,
Date	May 16, 2017
Instrument	624100

Lender

Name	BANK OF NY MELLON
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,264.00 (+1.95%) Homeowner's exemption	$434,921 (-6.16%) Land $140,000 Building $331,046	$471,046 (+1.63%) Land $140,000 Building $331,046
2024	$6,144.00 (-3.38%)
2023		$463,469 Land $140,000 Building $323,469	$463,469 Land $140,000 Building $323,469
2022	$6,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
ElektraFi Fixed Wireless	100 / 20

May also be available: T-Mobile.

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