500 Rustic Oak Ln, McKinney, TX 75072 Property Records

Collin County property record for 500 Rustic Oak Ln, McKinney, TX 75072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,022 sqft · built 2016
OwnerIndividual Name on Record
Tax Bill$10,367 (2024)
Deeds & MortgagesAug 2022 Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR-10987-00I-0120-1

Property Details

APN / Parcel Number

Primary APNR-10987-00I-0120-1
Alternative APN
  • 2736817

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,022 sqft Living Area
Gross Area2,466 sqft
1st Floor Area2,022 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Exterior MaterialBrick
Construction TypeWood Frame
Garage TypeAttached
Garage Area444 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2736817
Street Address500 RUSTIC OAK LN
CityMCKINNEY
StateTX
Zip75072-8497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALOR POINTE - THE RESERVE AT WESTRIDGE PHASE 16 ( CMC), BLK I, LOT 12
Legal SubdivisionVALOR POINTE - THE RESERVE AT WESTRIDGE
Legal Phase16
Legal BlockI
Legal Lot Number12
JurisdictionCOLLIN TX
Township / Civil DivisionMCKINNEY
Census Block Group1
Census Block1007
Census Tract30537

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address500 RUSTIC OAK LN, MCKINNEY, TX 75072-8497
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Deed of Trust, Mortgage · Commercial Mortgage
TRUIST BANK
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2025
Deed SaleMay 1, 2025
Prior SaleMar 30, 2017
Deed Document Number2025000053264
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address500 RUSTIC OAK LN, MCKINNEY, TX 75072-8497
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 RUSTIC OAK LN, MCKINNEY, TX 75072-8497

Mortgage

Document Number0000126293
DateAug 17, 2022
Instrument20220817000126293
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term299 Months
DueJul 26, 2047

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address500 RUSTIC OAK LN, MCKINNEY, TX 75072-8497
Transaction TypeMortgage
Record UpdatedJun 2, 2021
Title CompanyREPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000943620
DateMay 11, 2021
Instrument20210511000943620
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityMcKinney City
Unified School DistrictProsper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$512,000 (+0.31%) Land $154,000 Building $358,000$512,000 (+0.31%) Land $154,000 Building $358,000
2024$10,367.00 (+46.76%)
2023$510,431 Land $154,000 Building $356,431$510,431 Land $154,000 Building $356,431
2022$7,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MCKINNEY
serves 224,043 people · EPA ID TX0430039
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionFeb 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
ElektraFi
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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