416 Rustic Oak Ln, McKinney, TX 75072 Property Records

Collin County property record for 416 Rustic Oak Ln, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,983 sqft · built 2017
Owner	Individual Name on File
Tax Bill	$10,890 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-10987-00H-0230-1`

Property Details

APN / Parcel Number

Primary APN	`R-10987-00H-0230-1`
Alternative APN	`2736850`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,983 sqft Living Area
Gross Area	3,590 sqft
1st Floor Area	1,689 sqft
2nd Floor Area	1,294 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Wood Frame
Garage Type	Attached
Garage Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2736850
Street Address	416 RUSTIC OAK LN
City	MCKINNEY
State	TX
Zip	75072-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALOR POINTE - THE RESERVE AT WESTRIDGE PHASE 16 ( CMC), BLK H, LOT 23
Legal Subdivision	VALOR POINTE - THE RESERVE AT WESTRIDGE
Legal Phase	16
Legal Block	H
Legal Lot Number	23
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1009
Census Tract	30537

Owner

416 Rustic Oak Ln is owned and occupied by an individual who acquired it in March 2022.

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	416 RUSTIC OAK LN, MCKINNEY, TX 75072-3701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Vendor's Lien, Transfer · Conventional Mortgage BOX HOME LOANS
Mar 28, 2018	Warranty Deed, Subdivision Related Transfer DH MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022
Deed Sale	Mar 21, 2022
Prior Sale	Mar 28, 2018
Deed Document Number	20220321000447170
Record Updated	Jun 8, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Mar 21, 2022
Property Address	416 RUSTIC OAK LN, MCKINNEY, TX 75072-3701
Document Number	0000447170
Map Reference	DOC20160509010001890
Instrument Date	Mar 18, 2022
Instrument	20220321000447170
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 RUSTIC OAK LN, MCKINNEY, TX 75072-3701

Mortgage

Document Number	0000447180
Date	Mar 21, 2022
Instrument	20220321000447180

Lender

Name	BOX HOME LOANS
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 28, 2018
Property Address	416 RUSTIC OAK LN, MCKINNEY, TX 75072-3701
Document Number	0000371970
Instrument Date	Mar 27, 2018
Instrument	371970
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 RUSTIC OAK LN MCKINNEY TX 750703701, MCKINNEY, TX 75070-3701

Mortgage

Document Number	371980
Date	Mar 28, 2018
Instrument	371980

Lender

Name	DH MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$625,689 Land $147,000 Building $478,689	$625,689 Land $147,000 Building $478,689
2024	$10,890.00
2023		$619,527 Land $147,000 Building $472,527	$619,527 Land $147,000 Building $472,527
2022	$9,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Rustic Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 416 Rustic Oak Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
ElektraFi Fixed Wireless	100 / 20

May also be available: T-Mobile.

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