513 Rustic Oak Ln, McKinney, TX 75072 Property Records

Collin County property record for 513 Rustic Oak Ln, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,054 sqft · built 2016
Owner	Individual on Record
Tax Bill	$10,203 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R-10987-00I-0230-1`

Property Details

APN / Parcel Number

Primary APN	`R-10987-00I-0230-1`
Alternative APN	`2736861`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,054 sqft Living Area
Gross Area	2,482 sqft
1st Floor Area	2,054 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick
Construction Type	Wood Frame
Garage Type	Attached
Garage Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2736861
Street Address	513 RUSTIC OAK LN
City	MCKINNEY
State	TX
Zip	75072-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALOR POINTE - THE RESERVE AT WESTRIDGE PHASE 16 ( CMC), BLK I, LOT 23
Legal Subdivision	VALOR POINTE - THE RESERVE AT WESTRIDGE
Legal Phase	16
Legal Block	I
Legal Lot Number	23
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1007
Census Tract	30537

Owner

Source: Collin County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	6234 VELASCO AVE, DALLAS, TX 75214-3340
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Vendor's Lien, Transfer · Conventional Mortgage INSTAMORTGAGE.COM
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023
Deed Sale	Aug 1, 2023
Prior Sale	Apr 21, 2017
Deed Document Number	2023000087057
Record Updated	Jun 8, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Aug 1, 2023
Property Address	513 RUSTIC OAK LN, MCKINNEY, TX 75072-3715
Document Number	2023000087057
Map Reference	DOC20160509010001890
Instrument Date	Jul 31, 2023
Instrument	2023000087057
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 DELANO CT, CELINA, TX 75009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 RUSTIC OAK LN, MCKINNEY, TX 75072-3715

Mortgage

Document Number	2023000087058
Date	Aug 1, 2023
Instrument	2023000087058

Lender

Name	INSTAMORTGAGE.COM
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	513 RUSTIC OAK LN, MCKINNEY, TX 75072-3715
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 RUSTIC OAK LN, MCKINNEY, TX 75072-3715

Mortgage

Document Number	2023000019357
Date	Feb 28, 2023
Instrument	2023000019357

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$498,000 (-0.67%) Land $140,000 Building $358,000	$498,000 (-0.67%) Land $140,000 Building $358,000
2024	$10,203.00 (+51.11%)
2023		$501,350 (+9.08%) Land $140,000 Building $361,350	$501,350 (+9.08%) Land $140,000 Building $361,350
2022		$459,629 Land $120,000 Building $339,629	$459,629 Land $120,000 Building $339,629
2019	$6,752.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
ElektraFi Fixed Wireless	100 / 20

May also be available: T-Mobile.

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