504 Rustic Oak Ln, McKinney, TX 75072 Property Records

Collin County property record for 504 Rustic Oak Ln, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,983 sqft · built 2016
Owner	Individual Name on Record
Tax Bill	$11,407 (2024)
Deeds & Mortgages	Apr 2022 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-10987-00I-0130-1`

Property Details

APN / Parcel Number

Primary APN	`R-10987-00I-0130-1`
Alternative APN	`2736851`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,983 sqft Living Area
Gross Area	3,375 sqft
1st Floor Area	1,689 sqft
2nd Floor Area	1,294 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick
Construction Type	Wood Frame
Garage Type	Attached
Garage Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2736851
Street Address	504 RUSTIC OAK LN
City	MCKINNEY
State	TX
Zip	75072-8497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALOR POINTE - THE RESERVE AT WESTRIDGE PHASE 16 ( CMC), BLK I, LOT 13
Legal Subdivision	VALOR POINTE - THE RESERVE AT WESTRIDGE
Legal Phase	16
Legal Block	I
Legal Lot Number	13
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1007
Census Tract	30537

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 RUSTIC OAK LN, MCKINNEY, TX 75072-8497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Vendor's Lien, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREATWALL INC
Aug 27, 2020	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Jul 30, 2019	Deed of Trust, Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022
Deed Sale	Apr 26, 2022
Prior Sale	Apr 25, 2017
Deed Document Number	20220426000666960
Record Updated	Jun 8, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Apr 26, 2022
Property Address	504 RUSTIC OAK LN, MCKINNEY, TX 75072-8497
Document Number	0000666960
Map Reference	DOC20160509010001890
Instrument Date	Apr 25, 2022
Instrument	20220426000666960
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 RUSTIC OAK LN, MCKINNEY, TX 75072-8497

Mortgage

Document Number	0000666970
Date	Apr 26, 2022
Instrument	20220426000666970

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	504 RUSTIC OAK LN, MCKINNEY, TX 75072-8497
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001053990
Date	May 25, 2021
Instrument	20210525001053990

Lender

Name	GREATWALL INC
Type	Mortgage Company
Address	FRISCO, TX 75035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	504 RUSTIC OAK LN, MCKINNEY, TX 75072-8497
Document Number	0001472450
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	504 RUSTIC OAK LN MCKINNEY TX 750728497, MCKINNEY, TX 75072-8497

Mortgage

Document Number	0001472450
Date	Sep 2, 2020
Instrument	1472450

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	FRISCO, TX 75035

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	504 RUSTIC OAK LN, MCKINNEY, TX 75072-8497
Document Number	0001119560
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	504 RUSTIC OAK LN MCKINNEY TX 750728497, MCKINNEY, TX 75072-8497

Mortgage

Document Number	0001119560
Date	Sep 11, 2019
Instrument	1119560

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	PLANO, TX 75093

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 10, 2034

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$581,726 (+2.06%) Land $140,000 Building $441,726	$581,726 (+2.06%) Land $140,000 Building $441,726
2024	$11,407.00 (+39.43%)
2023		$570,000 Land $140,000 Building $430,000	$570,000 Land $140,000 Building $430,000
2022	$8,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
ElektraFi Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Rustic Oak Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures