472 Prospect St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 472 Prospect St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,177 sqft · built 1972
Lot Size	0.999 acres (43,530 sqft)
Owner	2 Individual Names on File
Last Sale	$154,900 (Sep 2004)
Tax Bill	$4,794 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`668-00001`

Property Details

APN / Parcel Number

Primary APN	`668-00001`
Alternative APN	`CHIC M:0668 P:00001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,177 sqft Living Area
Gross Area	3,019 sqft
1st Floor Area	1,177 sqft
Basement Area	1,162 sqft
Unfinished Basement	1,162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,530 sqft (0.999 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	668-00001
Street Address	472 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01020-2281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3022
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records · APN 668-00001

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	472 PROSPECT ST, CHICOPEE, MA 01020-2281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 2004 · Amount on Record
Deed Sale	Sep 17, 2004 · Amount on Record
Prior Sale	Oct 09, 1998 · Amount on Record
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	472 PROSPECT ST, CHICOPEE, MA 01020-2281
Document Number	0000221970
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 PROSPECT ST CHICOPEE MA 010202281, CHICOPEE, MA 01020-2281

Mortgage

Document Number	0000221970
Date	May 28, 2020
Instrument	221970

Lender

Name	MEMBERS ADVANTAGE MTG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,794.00 (+5.39%)	$316,200 (+2.6%) Land $129,800 Building $186,400	$295,450
2024	$4,549.00 (+7.75%)	$308,200 (+10.58%) Land $127,400 Building $180,800
2023	$4,222.00	$278,700 Land $115,900 Building $162,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Chicopee Municipal Lighting Plant Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: Netafy, Xfinity.

Based on FCC filings for 137 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.