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505 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 505 Pearson St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,091 sqft · built 1952
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$198,500 (Dec 2019)
Tax Bill$6,346 (2025)
Deeds & MortgagesOct 2020 Mortgage
Dec 2019 Sale
Flood ZoneZone X (minimal risk)
APN24-25-34-152-022

Property Details

APN / Parcel Number

Primary APN24-25-34-152-022

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,091 sqft Living Area
1st Floor Area1,091 sqft
Basement Area1,091 sqft
Unfinished Basement1,091 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions122 ft deep x 50 ft wide
Garage Area412 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area161 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address505 PEARSON ST
CityFERNDALE
StateMI
Zip48220-1868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 ELSINORE SUB E 50 FT OF LOT 129
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionELSINORE
Legal Lot Number129
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1011
Census Tract173400

Owner

505 Pearson St is owned and occupied by two individuals who bought it in December 2019.

Source: Oakland County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address505 PEARSON ST, FERNDALE, MI 48220-1868
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Dec 9, 2019Warranty Deed, Transfer
PARTNERS TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2019 · Amount on File
Deed SaleDec 9, 2019 · Amount on File
Prior SaleDec 20, 2005 · Amount on File
Deed Document Number2019206400
Deed Book / Page53595 / 473
Prior Transfer DateJun 8, 2004
Prior Transfer Doc0000362196
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address505 PEARSON ST, FERNDALE, MI 48220-1868
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 PEARSON ST, FERNDALE, MI 48220-1868

Mortgage

Document Number0000223759
DateOct 28, 2020
Book Page55069/449
Instrument223759
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2035

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateDec 9, 2019
Property Address505 PEARSON ST, FERNDALE, MI 48220-1868
Document Number0000206400
Book / Page53595 / 00473
Map ReferenceLB 18 PG 6
Instrument DateNov 15, 2019
Instrument206400
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyPARTNERS TITLE

Transaction

AmountAmount on Record
Tax$1,707.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address505 PEARSON ST, 505, FERNDALE, MI 48220-1868

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 PEARSON ST, FERNDALE, MI 48220-1868

Tax Assessment & Valuation

The 2025 property tax bill for 505 Pearson St was $6,346 with a homeowner's exemption, down 3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,346.00 (-3.04%) Homeowner's exemption$158,360$316,720
2024$6,545.00
2023$142,010$284,020
2021$6,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Pearson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 505 Pearson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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