483 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 483 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 868 sqft · built 1925
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (Aug 2022)
Tax Bill	$6,484 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-176-002`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-176-002`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	868 sqft Living Area
1st Floor Area	847 sqft
Basement Area	635 sqft
Finished Basement	635 sqft
Game Room	Game Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	93 ft deep x 40 ft wide
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	158 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	483 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 ADD TO GREENWOOD PK LOT 234
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	GREENWOOD
Legal Lot Number	234
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2007
Census Tract	173400

Owner

483 Pearson St is owned and occupied by an individual who acquired it in November 2024.

Source: Oakland County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	483 PEARSON ST, FERNDALE, MI 48220-3309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Aug 29, 2022	Warranty Deed, Transfer INTERSTATE TITLE, INTERSTATE TITLE INC
Apr 26, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on File
Deed Sale	Aug 29, 2022 · Amount on File
Prior Sale	May 13, 2014 · Amount on File
Deed Document Number	2022436519
Deed Book / Page	58071 / 1
Last Transfer Date	Nov 15, 2024
Transfer Doc	0000133255
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	483 PEARSON ST, FERNDALE, MI 48220-3309
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	DEVON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 PEARSON ST, FERNDALE, MI 48220-3309

Mortgage

Document Number	0000435734
Date	Aug 26, 2022
Book Page	58066/873
Instrument	435734

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2042

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 29, 2022
Property Address	483 PEARSON ST, FERNDALE, MI 48220-3309
Document Number	0000436519
Book / Page	58071 / 1
Map Reference	LB 8 PG 18
Instrument Date	Aug 22, 2022
Instrument	436519
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	INTERSTATE TITLE, INTERSTATE TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,965.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23844 PANAMA AVE, 23844, WARREN, MI 48091-4747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 PEARSON ST, FERNDALE, MI 48220-3309

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Apr 26, 2022
Property Address	483 PEARSON ST, FERNDALE, MI 48220-3309
Document Number	0000372635
Book / Page	57716 / 854
Map Reference	LB 8 PG 18
Instrument Date	Apr 5, 2022
Instrument	372635
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23844 PANAMA AVE, 23844, WARREN, MI 48091-4747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23844 PANAMA AVE, WARREN, MI 48091-4747

Tax Assessment & Valuation

The 2025 property tax bill for 483 Pearson St was $6,484 with a homeowner's exemption, down 0.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,484.00 (-0.26%) Homeowner's exemption	$128,740	$257,480
2024	$6,501.00
2023		$119,330	$238,660
2021	$4,181.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 483 Pearson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 483 Pearson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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