Oakland County property record for 482 Pearson St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,313 sqft · built 1929 |
| Lot Size | 0.118 acres (5,140 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Oct 2025) |
| Tax Bill | $7,773 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Dec 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-34-132-033 |
| Primary APN | 24-25-34-132-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,313 sqft Living Area |
| 1st Floor Area | 615 sqft |
| Basement Area | 583 sqft |
| Finished Basement | 583 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,140 sqft (0.118 acres) |
| Lot Dimensions | 129 ft deep x 40 ft wide |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 55 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 482 PEARSON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-3308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 34 ADD TO GREENWOOD PARK LOT 231, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | PARK |
| Legal Lot Number | 231 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 173400 |
Source: Oakland County records · APN 24-25-34-132-033
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1300 E LAFAYETTE ST, 2503, DETROIT, MI 48207-2924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 09, 2025 | Warranty Deed, Transfer · Conventional Mortgage SUPERIOR NATIONAL BANK |
| Dec 30, 2021 | Warranty Deed, Transfer |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 2025 · Amount on Record |
| Deed Sale | Oct 09, 2025 · Amount on Record |
| Prior Sale | Dec 30, 2021 · Amount on Record |
| Deed Document Number | 2025128189 |
| Deed Book / Page | 60606 / 394 |
| Prior Transfer Date | Dec 10, 2013 |
| Prior Transfer Doc | 0000015572 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 09, 2025 |
| Property Address | 482 PEARSON ST, FERNDALE, MI 48220-3308 |
| Document Number | 0000128189 |
| Book / Page | 60606 / 394 |
| Map Reference | LB 8 PG 18 |
| Instrument Date | Oct 03, 2025 |
| Instrument | 128189 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,587.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 482 PEARSON ST, FERNDALE, MI 48220-3308 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 482 PEARSON ST, FERNDALE, MI 48220-3308 |
| Document Number | 0060603304 |
|---|---|
| Date | Oct 09, 2025 |
| Instrument | 60603/304 |
| Name | SUPERIOR NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 30, 2021 |
| Property Address | 482 PEARSON ST, FERNDALE, MI 48220-3308 |
| Document Number | 0000284122 |
| Book / Page | 57237 / 64 |
| Map Reference | LB 8 PG 18 |
| Instrument Date | Dec 01, 2021 |
| Instrument | 284122 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,912.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 482 PEARSON ST, 482, FERNDALE, MI 48220-3308 |
| Name | Verified Name |
|---|---|
| Address | 482 PEARSON ST, FERNDALE, MI 48220-3308 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 482 PEARSON ST, FERNDALE, MI 48220-3308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000081959 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 54122/1 |
| Instrument | 81959 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,773.00 (-3.14%) Homeowner's exemption | $163,540 (+0.68%) | $327,080 (+0.68%) |
| 2024 | $8,025.00 (+3.45%) Homeowner's exemption | $162,430 (+6.55%) | $324,860 (+6.55%) |
| 2023 | $7,757.00 (+23.87%) Homeowner's exemption | $152,450 | $304,900 |
| 2021 | $6,262.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 847 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNDALE serves 22,105 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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