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513 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 513 Pearson St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1925
Lot Size0.148 acres (6,447 sqft)
Owner2 Individual Names on Record
Last Sale$139,000 (Aug 2007)
Tax Bill$3,091 (2025)
Deeds & MortgagesOct 2025 Transfer
Apr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-25-34-152-021

Property Details

APN / Parcel Number

Primary APN24-25-34-152-021

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area576 sqft
Basement Area576 sqft
Unfinished Basement576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,447 sqft (0.148 acres)
Lot Dimensions122 ft deep x 52 ft wide
Garage Area249 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area27 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address513 PEARSON ST
CityFERNDALE
StateMI
Zip48220-1868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 ELSINORE SUB W 12.95 FT OF LOT 129 & ALL OF LOT 130
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionELSINORE
Legal Lot Number129-130
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1011
Census Tract173400

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address513 PEARSON ST, FERNDALE, MI 48220-1868
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Intrafamily Transfer, Transfer
Apr 9, 2024Deed of Trust, Mortgage · Line of Credit
MICHIGAN SCHOOLS & GOVERNMENT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2007 · Amount on Record
Deed SaleAug 6, 2007 · Amount on Record
Prior SaleMar 14, 2001
Deed Document Number2007172470
Deed Book / Page39432 / 797
Last Transfer DateOct 20, 2025
Transfer Doc0000135743
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateOct 23, 2025
Property Address513 PEARSON ST, FERNDALE, MI 48220-1868
Document Number0000135743
Book / Page60651 / 761
Map ReferenceLB 18 PG 6
Instrument DateOct 20, 2025
Instrument135743
Transaction TypeTransfer
Record UpdatedNov 4, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address513 PEARSON ST, FERNDALE, MI 48220-1868

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address513 PEARSON ST, FERNDALE, MI 48220-1868

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address513 PEARSON ST, FERNDALE, MI 48220-1868
Transaction TypeMortgage
Record UpdatedApr 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address513 PEARSON ST, FERNDALE, MI 48220-1868

Mortgage

Document Number0000039565
DateApr 9, 2024
Book Page59277/796
Instrument39565
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 8, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,091.00 (-2.52%) Homeowner's exemption$136,040 (+4.35%)$272,080 (+4.35%)
2024$3,171.00 (+3.63%) Homeowner's exemption$130,370 (+8.42%)$260,740 (+8.42%)
2023$3,060.00 (+2.34%) Homeowner's exemption$120,250$240,500
2021$2,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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