524 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 524 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 860 sqft · built 1921
Lot Size	0.112 acres (4,879 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Oct 2026)
Tax Bill	$3,674 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-110-043`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-110-043`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	860 sqft Living Area
1st Floor Area	851 sqft
Basement Area	851 sqft
Unfinished Basement	851 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Area	371 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	524 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-1869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 ELSINORE SUB LOT 126
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	ELSINORE
Legal Lot Number	126
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1008
Census Tract	173400

Owner

524 Pearson St is owned and occupied by two individuals who bought it in October 2026.

Source: Oakland County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	44521 BAYVIEW AVE, 29312, CLINTON TOWNSHIP, MI 48038-7435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on File
Deed Sale	Oct 5, 2026 · Amount on File
Prior Sale	Dec 10, 2015 · Amount on File
Deed Document Number	2026146828
Deed Book / Page	61608 / 281
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 5, 2026
Property Address	524 PEARSON ST, FERNDALE, MI 48220-1869
Document Number	0000146828
Book / Page	61608 / 281
Instrument Date	Sep 21, 2026
Instrument	2026146828
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	TITLE SERVICES, LUXURY TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200,737.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146829,
Date	Oct 5, 2026
Instrument	2026146829

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	524 PEARSON ST, FERNDALE, MI 48220-1869
Document Number	0000152244
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 PEARSON ST FERNDALE MI 482201869, FERNDALE, MI 48220-1869

Mortgage

Document Number	0000152244
Date	Aug 3, 2020
Book Page	054598/000714
Instrument	152244

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 2, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 524 Pearson St was $3,674 with a homeowner's exemption, down 2.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,674.00 (-2.68%) Homeowner's exemption	$129,710	$259,420
2024	$3,775.00
2023		$119,500	$239,000
2021	$3,562.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 524 Pearson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 524 Pearson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Pearson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures