Clermont County property record for 5042 Midfield Rd, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,758 sqft · built 1998 |
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Mar 2024) |
| Tax Bill | $6,474 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-31-10F-149 |
| Primary APN | 39-31-10F-149 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,758 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 120 sqft |
| Unfinished Basement | 120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 21,998 sqft (0.505 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 614 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 400 sqft |
| Patio Area | 343 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5042 MIDFIELD RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE POLO FIELDS 3; LOT 161 |
| Legal Subdivision | POLO FIELDS |
| Legal Lot Number | 161 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 41406 |
5042 Midfield Rd is owned and occupied by two individuals who bought it in March 2024.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5042 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Mar 27, 2024 | Warranty Deed, Transfer · Conventional Mortgage RIVERHILLS BANK |
| Jan 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on File |
| Deed Sale | Mar 27, 2024 · Amount on File |
| Prior Sale | Jun 20, 2016 · Amount on File |
| Deed Document Number | 20245212 |
| Deed Book / Page | 2964 / 393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 5042 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 5042 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Document Number | 0000003860 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 3015/5942 |
| Instrument | 202600003860 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 27, 2024 |
| Property Address | 5042 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Document Number | 0000005212 |
| Book / Page | 2964 / 393 |
| Map Reference | CAB 5 PGS 207 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 202400005212 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5042 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Document Number | 0000005213 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 202400005213 |
| Name | RIVERHILLS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 5042 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000605 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 2865/2066 |
| Instrument | 202100000605 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 5042 Midfield Rd was $6,474 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | Milford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,474.00 | $144,520 Land $27,410 Building $117,110 | |
| 2024 | $412,900 (-) Land $78,300 Building $334,600 | ||
| 2023 | $17,458.00 (+176.37%) Homeowner's exemption | $144,520 (+38.64%) Land $27,410 Building $117,110 | $412,900 Land $78,300 Building $334,600 |
| 2022 | $6,317.00 Homeowner's exemption | $104,240 Land $19,780 Building $84,460 | |
| 2020 | $297,800 Land $56,500 Building $241,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5042 Midfield Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5042 Midfield Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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