5027 Midfield Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 5027 Midfield Rd, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,465 sqft · built 1998
Lot Size0.82 acres (35,719 sqft)
OwnerTrust Name on File
Last Sale$273,730 (Jul 1998)
Tax Bill$8,095 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Sep 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN39-31-10F-175

Property Details

APN / Parcel Number

Primary APN39-31-10F-175

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area3,465 sqft Living Area
1st Floor Area1,271 sqft
Basement Area360 sqft
Unfinished Basement360 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area35,719 sqft (0.82 acres)
Garage Area607 sqft
Parking Spaces2 Parking Spaces
Pool Area650 sqft
PorchSlab
Patio Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5027 MIDFIELD RD
CityCINCINNATI
StateOH
Zip45244-1085
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOLO FIELDS IV-A; LOT 215
Legal SubdivisionPOLO FIELDS
Legal Lot Number215
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1018
Census Tract41406

Owner

5027 Midfield Rd is owner-occupied and held in a trust since September 2022.

Source: Clermont County records, as of August 4, 2026

Owner of RecordTrust Name on File
Mailing Address5027 MIDFIELD RD, CINCINNATI, OH 45244-1085
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Sep 27, 2022Intrafamily Transfer, Transfer
Apr 22, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
Jan 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 1998 · Amount on File
Deed SaleJul 13, 1998 · Amount on File
Prior SaleNov 1, 1996 · Amount on File
Last Transfer DateSep 26, 2022
Transfer Doc0000024528
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Recording DateJul 22, 2026
Property Address5027 MIDFIELD RD, CINCINNATI, OH 45244-1085
Document Number0000016627
Book / Page3029 / 469
Instrument DateJul 16, 2026
Instrument202616627
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyE RECORDING PARTNERS NETWORK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address5027 MIDFIELD RD, CINCINNATI, OH 45244-1085

Mortgage

Document Number0000016627,
DateJul 22, 2026
Book Page3029/469
Instrument202616627
Lender
NamePEOPLES BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.47%
Max Rate-1%

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLERMONT OH
Recording DateSep 27, 2022
Property Address5027 MIDFIELD RD, CINCINNATI, OH 45244-1085
Document Number0000024528
Book / Page2930 / 1348
Map ReferenceCAB 6 MPG 183&184
Instrument DateSep 26, 2022
Instrument202200024528
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5027 MIDFIELD RD, CINCINNATI, OH 45244-1085

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address5027 MIDFIELD RD, CINCINNATI, OH 45244-1085
Transaction TypeMortgage
Record UpdatedMay 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5027 MIDFIELD RD, CINCINNATI, OH 45244-1085

Mortgage

Document Number0000011178
DateApr 22, 2022
Book Page2917/4847
Instrument202200011178
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueApr 15, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address5027 MIDFIELD RD, CINCINNATI, OH 45244-1085
Transaction TypeMortgage
Record UpdatedJan 21, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000961
DateJan 10, 2022
Book Page2907/5896
Instrument202200000961
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2037

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address5027 MIDFIELD RD, CINCINNATI, OH 45244-1085
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001350
DateJan 18, 2018
Instrument201800001350
Lender
NamePNC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5027 Midfield Rd was $8,095 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictMilford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,095.00$180,470 Land $27,410 Building $153,060
2024$515,600 (-) Land $78,300 Building $437,300
2023$21,800.00 (+200.69%) Homeowner's exemption$180,470 (+54.6%) Land $27,410 Building $153,060$515,600 Land $78,300 Building $437,300
2022$7,250.00$116,730 Land $19,780 Building $96,950
2020$333,500 Land $56,500 Building $277,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5027 Midfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5027 Midfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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