Clermont County property record for 5038 Midfield Rd, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,012 sqft · built 1999 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $640,000 (Jun 2026) |
| Tax Bill | $7,120 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-31-10F-167 |
| Primary APN | 39-31-10F-167 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,012 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Basement Area | 516 sqft |
| Unfinished Basement | 516 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 599 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 236 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5038 MIDFIELD RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POLO FIELD IV-A; LOT 193 |
| Legal Subdivision | POLO FIELD IV-A |
| Legal Lot Number | 193 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 41406 |
Source: Clermont County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5038 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jun 8, 2026 | Warranty Deed, Transfer COLUMBIA TITLE |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Oct 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2026 · Amount on Record |
| Deed Sale | Jun 8, 2026 · Amount on Record |
| Prior Sale | Oct 25, 2019 · Amount on Record |
| Deed Document Number | 202612790 |
| Deed Book / Page | 3025 / 1227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 17, 2026 |
| Property Address | 5038 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Document Number | 0000018754 |
| Book / Page | 3031 / 1955 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202618754 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | OLD TITLE, OLD TOWN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5038 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Document Number | 0000018754, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 3031/1955 |
| Instrument | 202618754 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jun 8, 2026 |
| Property Address | 5038 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Document Number | 0000012790 |
| Book / Page | 3025 / 1227 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202612790 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | COLUMBIA TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $258,560.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 5038 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 5038 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000023971 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 2888/4661 |
| Instrument | 202100023971 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 25, 2019 |
| Property Address | 5038 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Document Number | 0000024265 |
| Book / Page | 2821 / 4966 |
| Map Reference | CAB 6 PG 183&184 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 201900024265 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5038 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Document Number | 0000024266 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 201900024266 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | Milford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,120.00 (-62.91%) | $158,940 (-) Land $27,410 Building $131,530 | |
| 2024 | $454,100 (-) Land $78,300 Building $375,800 | ||
| 2023 | $19,199.00 (+176.28%) Homeowner's exemption | $158,940 (+38.61%) Land $27,410 Building $131,530 | $454,100 (+38.61%) Land $78,300 Building $375,800 |
| 2022 | $6,949.00 Homeowner's exemption | $114,670 Land $19,780 Building $94,890 | |
| 2020 | $327,600 Land $56,500 Building $271,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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