5048 Midfield Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 5048 Midfield Rd, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,294 sqft · built 1998
Lot Size0.506 acres (22,041 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Jun 2000)
Tax Bill$8,302 (2025)
Deeds & MortgagesSep 2019 Second Mortgage
Flood ZoneZone X (minimal risk)
APN39-31-10F-148

Property Details

APN / Parcel Number

Primary APN39-31-10F-148

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,294 sqft Living Area
1st Floor Area1,369 sqft
Basement Area1,436 sqft
Finished Basement1,100 sqft
Unfinished Basement336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area22,041 sqft (0.506 acres)
View / LotCul-de-sac
Garage Area616 sqft
Parking Spaces2 Parking Spaces
Patio Area465 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5048 MIDFIELD RD
CityCINCINNATI
StateOH
Zip45244-1084
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE POLO FIELDS 3; LOT 160
Legal SubdivisionPOLO FIELDS
Legal Lot Number160
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1019
Census Tract41406

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5048 MIDFIELD RD, CINCINNATI, OH 45244-1084
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2000 · Amount on Record
Deed SaleJun 14, 2000 · Amount on Record
Prior SaleFeb 11, 1998 · Amount on Record
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address5048 MIDFIELD RD, CINCINNATI, OH 45244-1084
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021377
DateSep 25, 2019
Book Page2818/5741
Instrument201900021377
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2034

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictMilford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,302.00 (-62.92%)$185,330 (-) Land $27,410 Building $157,920
2024$529,500 (-) Land $78,300 Building $451,200
2023$22,387.00 (+176.28%) Homeowner's exemption$185,330 (+38.61%) Land $27,410 Building $157,920$529,500 (+38.61%) Land $78,300 Building $451,200
2022$8,103.00 Homeowner's exemption$133,710 Land $19,780 Building $113,930
2020$382,000 Land $56,500 Building $325,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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