5037 Midfield Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 5037 Midfield Rd, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,966 sqft · built 1998
Lot Size0.769 acres (33,498 sqft)
OwnerIndividual Name on Record
Last Sale$427,500 (Aug 2017)
Tax Bill$8,971 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN39-31-10F-177

Property Details

APN / Parcel Number

Primary APN39-31-10F-177

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,966 sqft Living Area
1st Floor Area1,530 sqft
Basement Area624 sqft
Unfinished Basement624 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area33,498 sqft (0.769 acres)
Garage Area484 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area280 sqft
PorchSlab
Porch Area376 sqft
Patio Area10 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5037 MIDFIELD RD
CityCINCINNATI
StateOH
Zip45244-1085
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOLO FIELDS IV-A; LOT 238
Legal SubdivisionPOLO FIELDS
Legal Lot Number238
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1018
Census Tract41406

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5037 MIDFIELD RD, CINCINNATI, OH 45244-1085
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 28, 2017Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2017 · Amount on Record
Deed SaleAug 28, 2017 · Amount on Record
Prior SaleDec 8, 1998 · Amount on Record
Deed Document Number201719621
Deed Book / Page2724 / 2045
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address5037 MIDFIELD RD, CINCINNATI, OH 45244-1085
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020420
DateAug 7, 2020
Book Page2847/1275
Instrument202000020420
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateAug 28, 2017
Property Address5037 MIDFIELD RD, CINCINNATI, OH 45244-1085
Document Number0000019621
Book / Page2724 / 2045
Map ReferencePL CAB 7 PG 226
Instrument DateAug 23, 2017
Instrument201700019621
Transaction TypeTransfer
Record UpdatedMay 16, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5037 MIDFIELD RD, CINCINNATI, OH 45244-1085

Mortgage

Document Number0000019622
DateAug 28, 2017
Book Page2724/2047
Instrument201700019622
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictMilford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,971.00 (-62.89%)$200,140 (-) Land $27,410 Building $172,730
2024$571,800 (-) Land $78,300 Building $493,500
2023$24,176.00 (+173.7%) Homeowner's exemption$200,140 (+37.42%) Land $27,410 Building $172,730$571,800 (+37.42%) Land $78,300 Building $493,500
2022$8,833.00 Homeowner's exemption$145,640 Land $19,780 Building $125,860
2020$416,100 Land $56,500 Building $359,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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