504 Union St, Lancaster, OH 43130 Property Records

Fairfield County property record for 504 Union St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1951
Lot Size	0.161 acres (7,052 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Aug 2022)
Tax Bill	$1,271 (2023)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`053-11490.00`

Property Details

APN / Parcel Number

Primary APN	`053-11490.00`
Alternative APN	`0105 00167`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,064 sqft Living Area
1st Floor Area	532 sqft
2nd Floor Area	532 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,052 sqft (0.161 acres)
Lot Dimensions	172 ft deep x 41 ft wide
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	0105 00167
Street Address	504 UNION ST
City	LANCASTER
State	OH
Zip	43130-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK ADD LOT 172
Legal Subdivision	PARK ADD
Legal Lot Number	172
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	5
Census Block	5003
Census Tract	31700

Owner

504 Union St is owned and occupied by an individual who bought it in August 2022.

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	504 UNION ST, LANCASTER, OH 43130-2921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Survivorship Deed, Transfer · Conventional Mortgage ADVANTAGE PLUS MORTGAGE LLC
Jun 7, 2022	Warranty Deed, Transfer · Commercial Mortgage WILDCAT LENDING FUND TWO LP
Apr 11, 2017	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on File
Deed Sale	Aug 12, 2022 · Amount on File
Prior Sale	Jun 7, 2022 · Amount on File
Deed Document Number	202200016635
Record Updated	Jun 8, 2026

August 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Aug 12, 2022
Property Address	504 UNION ST, LANCASTER, OH 43130-2921
Document Number	0000016635
Map Reference	MB 4 PG 4
Instrument Date	Aug 6, 2022
Instrument	202200016635
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	VALMER LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000016636
Date	Aug 12, 2022
Instrument	202200016636

Lender

Name	ADVANTAGE PLUS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jun 7, 2022
Property Address	504 UNION ST, LANCASTER, OH 43130-2921
Document Number	0000011763
Map Reference	MB 4 PG 4
Instrument Date	Jun 1, 2022
Instrument	202200011763
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 W MAIN ST STE 207K, 207K, LANCASTER, OH 43130-3799
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011764
Date	Jun 7, 2022
Instrument	202200011764

Lender

Name	WILDCAT LENDING FUND TWO LP
Type	Non-Lending Institution
Address	PLANO, TX 75093

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Dec 1, 2022

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Apr 11, 2017
Property Address	504 UNION ST, LANCASTER, OH 43130-2921
Document Number	0000006113
Book / Page	1735 / 1318
Map Reference	MB 4 PG 4
Instrument Date	Apr 10, 2017
Instrument	201700006113
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	504 UNION ST, LANCASTER, OH 43130-2921

Mortgage

Document Number	0000006114
Date	Apr 11, 2017
Instrument	201700006114

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Mortgage

Document Number	0000006115
Date	Apr 11, 2017
Book Page	1735/1339
Instrument	201700006115

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,980 Land $10,690 Building $29,290	$114,230 Land $30,540 Building $83,690
2023	$1,271.00	$30,950 (-) Land $6,490 Building $24,460
2022		$30,950 Land $6,490 Building $24,460	$88,430 Land $18,550 Building $69,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 504 Union St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	28 (1985–2019)
Most Recent Claim	Feb 2019 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Glo Fiber, T-Mobile, Verizon.

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