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522 Union St, Lancaster, OH 43130 Property Records

Fairfield County property record for 522 Union St, Lancaster, OH 43130 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,254 sqft · built 1945
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$153,000 (Sep 2021)
Tax Bill$1,376 (2023)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone AE (high risk)
APN053-11486.00

Property Details

APN / Parcel Number

Primary APN053-11486.00
Alternative APN
  • 0105 00171

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,254 sqft Living Area
1st Floor Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions170 ft deep x 41 ft wide
Deck Area160 sqft
Patio Area71 sqft
Canopy231 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemOil
Heating FuelGas

Location & Zoning

Account Number0105 00171
Street Address522 UNION ST
CityLANCASTER
StateOH
Zip43130-2921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARK ADD LOT 168
Legal SubdivisionPARK ADD
Legal Lot Number168
JurisdictionFAIRFIELD OH
Township / Civil DivisionLANCASTER CITY
Census Block Group5
Census Block5003
Census Tract31700

Owner

Source: Fairfield County records · APN 053-11486.00

Assessment roll updated March 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address522 UNION ST, LANCASTER, OH 43130-2921
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2021 · Amount on Record
Deed SaleSep 29, 2021 · Amount on Record
Deed Document Number202100026122
Prior Transfer DateAug 03, 2016
Prior Transfer Doc201600013269
Record UpdatedJun 08, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD OH
Property Address522 UNION ST, LANCASTER, OH 43130-2921
Document Number0000012790
Instrument DateJul 24, 2019
Transaction TypeMortgage
Record UpdatedAug 05, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address522 UNION ST LANCASTER OH 431302921, LANCASTER, OH 43130-2921

Mortgage

Document Number0000012790
DateJul 29, 2019
Book Page001797/001204
Instrument12790
Lender
NameFAIRFIELD FED'L S&L
TypeFederal Savings Bank
AddressLANCASTER, OH 43130
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 28, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Fairfield County records · Assessment roll updated March 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyFairfield County
MunicipalityLancaster City
Unified School DistrictLancaster City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$58,070 (+41.32%) Land $10,690 Building $47,380$165,900 (+41.31%) Land $30,540 Building $135,360
2023$1,376.00 Homeowner's exemption$41,090 (-) Land $6,490 Building $34,600
2022Homeowner's exemption$41,090 Land $6,490 Building $34,600$117,400 Land $18,550 Building $98,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fairfield County (39045C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390450317005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Nearby Flood Policies19 in force
Nearby Flood Claims28 (1985–2019)
Most Recent ClaimFeb 2019, river or lake flooding
Claims By Storm
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims
  • Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 457 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, The Chillicothe Telephone Co, T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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