518 Union St, Lancaster, OH 43130 Property Records

Fairfield County property record for 518 Union St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 852 sqft · built 1976
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$871 (2023)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2023 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`053-11487.00`

Property Details

APN / Parcel Number

Primary APN	`053-11487.00`
Alternative APN	`0105 00170`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	852 sqft Living Area
1st Floor Area	792 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	170 ft deep x 41 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Deck Area	36 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	0105 00170
Street Address	518 UNION ST
City	LANCASTER
State	OH
Zip	43130-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK ADD LOT 169
Legal Subdivision	PARK ADD
Legal Lot Number	169
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	5
Census Block	5003
Census Tract	31700

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3045 S PARKER RD # B-100, B-100, AURORA, CO 80014-2900
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Warranty Deed, Transfer · VA Mortgage USAA FSB
Oct 25, 2023	Deed of Trust, Mortgage · Line of Credit DEBORAH S SULLIVAN
Jul 7, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025
Deed Sale	Jun 10, 2025
Prior Sale	Dec 27, 2023 · Amount on Record
Deed Document Number	202500009183
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Dec 27, 2023
Property Address	518 UNION ST, LANCASTER, OH 43130-2921
Document Number	0000020005
Map Reference	MB 4 PG 4
Instrument Date	Dec 15, 2023
Instrument	202300020005
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	WORLD CLASS TITLE INC, WORLD CLASS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650660, DALLAS, TX 75265-0660

Mortgage

Document Number	0000020006
Date	Dec 27, 2023
Instrument	202300020006

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	518 UNION ST, LANCASTER, OH 43130-2921
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 UNION ST, LANCASTER, OH 43130-2921

Mortgage

Document Number	0000016712
Date	Oct 25, 2023
Instrument	202300016712

Lender

Name	DEBORAH S SULLIVAN
Type	Private Party
Address	4333 CRUMLEY RD SW, LANCASTER, OH 43130

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	FAIRFIELD OH
Recording Date	Jul 7, 2020
Property Address	518 UNION ST, LANCASTER, OH 43130-2921
Document Number	0000013507
Book / Page	001828 / 003730
Instrument Date	Jun 5, 2020
Instrument	13507
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 UNION ST LANCASTER OH 431302921, LANCASTER, OH 43130-2921

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,090 (+28.91%) Land $10,690 Building $31,400	$120,260 (+28.91%) Land $30,540 Building $89,720
2023	$871.00	$32,650 (-) Land $6,490 Building $26,160
2022	Homeowner's exemption	$32,650 Land $6,490 Building $26,160	$93,290 Land $18,550 Building $74,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	28 (1985–2019)
Most Recent Claim	Feb 2019 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Glo Fiber, T-Mobile, Verizon.

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures