233 Union St, Lancaster, OH 43130 Property Records

Fairfield County property record for 233 Union St, Lancaster, OH 43130 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,250 sqft · built 1900
Lot Size	0.124 acres (5,401 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Apr 2026)
Tax Bill	$3,716 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-32030-700`

Property Details

APN / Parcel Number

Primary APN	`05-32030-700`
Alternative APN	`0201 01056`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,250 sqft Living Area
Gross Area	1,702 sqft
1st Floor Area	476 sqft
Attic	Attic
Attic Area	226 sqft
Basement Area	226 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	180 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	233 UNION ST
City	LANCASTER
State	OH
Zip	43130-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWESTERN ADD LOT 359E LANCASTER HISTORIC DISTRICT
Legal Subdivision	NORTHWESTERN ADD
Legal Lot Number	359E
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	3
Census Block	3037
Census Tract	32000

Owner

Source: Fairfield County records · APN 05-32030-700

Assessment roll updated February 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5950 SYMPHONY WOODS RD, 312, COLUMBIA, MD 21044-3404
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2026	Deed, Transfer · FHA Mortgage LOWER LLC
Feb 22, 2023	Survivorship Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 16, 2022	Executor's Deed, Transfer NOT AVAILABLE, CROWN TECHNE TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2026 · Amount on Record
Deed Sale	Apr 06, 2026 · Amount on Record
Prior Sale	Feb 22, 2023 · Amount on Record
Deed Document Number	20265431
Record Updated	Jun 08, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Apr 06, 2026
Property Address	233 UNION ST, LANCASTER, OH 43130-3019
Document Number	0000005431
Instrument Date	Mar 19, 2026
Instrument	20265431
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	VALMER LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$76,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000005432,
Date	Apr 06, 2026
Instrument	20265432

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	6.01%
Max Rate	-1%

February 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Feb 22, 2023
Property Address	233 UNION ST, LANCASTER, OH 43130-3019
Document Number	0000002589
Map Reference	MB 1 PG 4
Instrument Date	Feb 14, 2023
Instrument	202300002589
Transaction Type	Transfer
Record Updated	Mar 06, 2023
Title Company	VALMER LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000002590
Date	Feb 22, 2023
Instrument	202300002590

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

August 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Aug 16, 2022
Property Address	233 UNION ST, LANCASTER, OH 43130-3019
Document Number	0000016911
Map Reference	MB 1 PG 4
Instrument Date	Aug 04, 2022
Instrument	202200016911
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	NOT AVAILABLE, CROWN TECHNE TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13375 PICKERINGTON RD, PICKERINGTON, OH 43147-9483

Tax Assessment & Valuation

Source: Fairfield County records · Assessment roll updated February 9, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,000 (+35.46%) Land $10,530 Building $45,470	$160,000 (+35.49%) Land $30,090 Building $129,910
2024	$3,716.00 (+142.08%)
2023	$1,535.00	$41,340 (-) Land $4,590 Building $36,750
2022		$41,340 Land $4,590 Building $36,750	$118,090 Land $13,100 Building $104,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fairfield County (39045C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 431 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
The Chillicothe Telephone Co	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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