240 Union St, Lancaster, OH 43130 Property Records

Fairfield County property record for 240 Union St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,194 sqft · built 1900
Lot Size	0.06 acres (2,618 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,900 (May 1996)
Tax Bill	$1,417 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-20312.00`

Property Details

APN / Parcel Number

Primary APN	`053-20312.00`
Alternative APN	`0201 01050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,194 sqft Living Area
1st Floor Area	576 sqft
2nd Floor Area	576 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,618 sqft (0.06 acres)
Lot Dimensions	73 ft deep x 30 ft wide
Porch	Enclosed Porch
Porch Area	90 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0201 01050
Street Address	240 UNION ST
City	LANCASTER
State	OH
Zip	43130-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWESTERN ADD LOT 360NW LANCASTER HISTORIC DISTRICT
Legal Subdivision	NORTHWESTERN ADD
Legal Lot Number	360
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	4
Census Block	4005
Census Tract	32000

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 UNION ST, LANCASTER, OH 43130-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jun 1, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 1996 · Amount on Record
Deed Sale	May 8, 1996 · Amount on Record
Deed Document Number	0000647735
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	240 UNION ST, LANCASTER, OH 43130-3018
Document Number	0000022105
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	240 UNION ST LANCASTER OH 431303018, LANCASTER, OH 43130-3018

Mortgage

Document Number	0000022105
Date	Sep 30, 2020
Book Page	001840/000490
Instrument	22105

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Sep 29, 2032

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	240 UNION ST, LANCASTER, OH 43130-3018
Document Number	0000009130
Instrument Date	Jun 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	240 UNION ST LANCASTER OH 431303018, LANCASTER, OH 43130-3018

Mortgage

Document Number	0000009130
Date	Jun 6, 2019
Book Page	001792/003631
Instrument	9130

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 5, 2034

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,690 (+55.66%) Land $8,340 Building $52,350	$173,390 (+55.63%) Land $23,820 Building $149,570
2023	$1,417.00 Homeowner's exemption	$38,990 (-) Land $3,630 Building $35,360
2022	Homeowner's exemption	$38,990 Land $3,630 Building $35,360	$111,410 Land $10,370 Building $101,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2005–2011)
Most Recent Claim	Jul 2011

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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