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516 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 516 E Main St, Saint Charles, IL 60174 · Last verified July 2026

Property Summary

Property TypeCommercial
Details3,576 sqft · built 1993
Lot Size0.23 acres (10,000 sqft)
OwnerCompany Name on File
Last Sale$720,000 (Feb 2026)
Tax Bill$18,894 (2025)
Deeds & MortgagesMar 2026 Mortgage
Feb 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-27-461-004

Property Details

APN / Parcel Number

Primary APN09-27-461-004

Interior

Stories1 Story
Building Area3,576 sqft Gross Area
1st Floor Area3,576 sqft
Basement Area3,576 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area10,000 sqft (0.23 acres)

Location & Zoning

Street Address516 E MAIN ST
CitySAINT CHARLES
StateIL
Zip60174-2133
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionMAP AREA: 159-MEDICAL OFFICES
Legal SubdivisionSTC-ORIGINAL TOWN
Legal Block1
Legal Lot Number7,8
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1029
Census Tract852300

Owner

Source: Kane County records · APN 09-27-461-004

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address550 CARRIAGE WAY, SOUTH ELGIN, IL 60177-3291
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Deed of Trust, Mortgage · Commercial Mortgage
WESSEX 504 CORP
Feb 27, 2026Special Warranty Deed, Transfer · Non-Conforming Investor Loan
FIFTH THIRD BANK NA
Feb 06, 2017Loan Modification, Mortgage · Line of Credit
FIRST MIDWEST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2026 · Amount on Record
Deed SaleFeb 27, 2026 · Amount on Record
Deed Document Number20268054
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address516 E MAIN ST, ST CHARLES, IL 60174-2133
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 E MAIN ST, ST CHARLES, IL 60174-2133

Mortgage

Document Number0000012138
DateMar 26, 2026
Instrument2026K012138
Lender
NameWESSEX 504 CORP
TypeNon-Lending Institution
AddressARLINGTON HEIGHTS, IL 60004
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateFeb 27, 2026
Property Address516 E MAIN ST, ST CHARLES, IL 60174-2133
Document Number0000008054
Instrument DateFeb 12, 2026
Instrument2026K008054
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyFIDELITY NATIONAL TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address601 MARION AVE, ST CHARLES, IL 60174-1354

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 CARRIAGE WAY, SOUTH ELGIN, IL 60177-3291

Mortgage

Document Number0000008055
DateFeb 27, 2026
Instrument2026K008055
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term120 Months
DueFeb 18, 2036

Mortgage

Document Number0000008057
DateFeb 27, 2026
Instrument2026K008057
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address516 E MAIN ST, ST CHARLES, IL 60174-2133
Document Number0000029771
Instrument DateFeb 06, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address601 MARION AVE ST CHARLES IL 601741354, ST CHARLES, IL 60174-1354

Mortgage

Document Number0000029771
DateJun 12, 2017
Instrument29771
Lender
NameFIRST MIDWEST BK
TypeBank
AddressITASCA, IL 60143
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$18,894.00 (+2.54%)
2024$18,426.00 (-10.67%)$248,234 (-2.84%) Land $74,479 Building $173,755$745,000 (-2.8%) Land $223,526 Building $521,474
2022$20,628.00 (+3.86%)$255,491 (+4.91%) Land $66,406 Building $189,085$766,473 (+4.91%) Land $199,218 Building $567,255
2021$19,861.00$243,533 Land $63,298 Building $180,235$730,599 Land $189,894 Building $540,705

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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