499 Central Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 499 Central Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,952 sqft · built 1892
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,499 (Jul 2021)
Tax Bill	$16,554 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-00229-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`03-00229-0000-00008`
Alternative APNs	`030022900008` `2174008`

Interior

Stories	2 Stories
Building Area	1,952 sqft Living Area

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	2174008
Street Address	499 CENTRAL AVE
City	CRANFORD
State	NJ
Zip	07016-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	229
Legal Lot Number	8
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	5
Census Block	5013
Census Tract	37000

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	499 CENTRAL AVE, CRANFORD, NJ 07016-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Aug 28, 2012 · Amount on Record
Deed Document Number	20216494
Deed Book / Page	6419 / 489
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 2, 2021
Property Address	499 CENTRAL AVE, CRANFORD, NJ 07016-2303
Document Number	0064190489
Book / Page	6419 / 489
Instrument Date	Jun 30, 2021
Instrument	6494
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,420.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 N UNION AVE, 309, CRANFORD, NJ 07016-2414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 CENTRAL AVE, CRANFORD, NJ 07016-2303

Mortgage

Document Number	15734
Date	Jul 2, 2021
Instrument	15734

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,400 (+0.88%) Land $88,200 Building $142,200	$230,400 (+0.88%) Land $88,200 Building $142,200
2025	$16,554.00 (+6.92%)	$228,400 (-) Land $88,200 Building $140,200	$228,400 (-) Land $88,200 Building $140,200
2024	$15,483.00 (+2.53%)
2023		$228,400 Land $88,200 Building $140,200	$228,400 Land $88,200 Building $140,200
2022	$15,101.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 85 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	230 (1978–2023)
Claims Outside the SFHA	26 of 230
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 65 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures