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503 Oak Dr, Troy, TX 76579 Property Records

Bell County property record for 503 Oak Dr, Troy, TX 76579

Property Summary

Property TypeSingle Family Home
Details2,804 sqft · built 2020
Lot Size0.554 acres (24,150 sqft)
OwnerIndividual Name on File
Last Sale$390,600 (Apr 2021)
Tax Bill$10,030 (2025)
Deeds & MortgagesNov 2023 Second Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0936254175

Property Details

APN / Parcel Number

Primary APN0936254175
Alternative APNs
  • 489673
  • 797500

Interior

Stories1 Story
Building Area2,804 sqft Living Area
1st Floor Area2,804 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area24,150 sqft (0.554 acres)
Garage Area714 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool
Pool Area1 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address503 OAK DR
CityTROY
StateTX
Zip76579-2868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK PHASE I, BLOCK 010, LOT 0010
Legal SubdivisionTURTLE CREEK PHASE I
Legal Block10
Legal Lot Number10
JurisdictionBELL TX
Township / Civil DivisionEAST BELL
Census Block Group1
Census Block1005
Census Tract20101

Owner

Source: Bell County records · APN 0936254175

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address503 OAK DR, TROY, TX 76579-2868
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TEXELL CU
Apr 01, 2021Vendor's Lien, Subdivision Related Transfer · VA Mortgage
THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 01, 2021 · Amount on Record
Deed SaleApr 01, 2021 · Amount on Record
Prior SaleJul 06, 2020 · Amount on Record
Deed Document Number202119660
Prior Transfer DateMar 31, 2021
Prior Transfer Doc0000019660
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address503 OAK DR, TROY, TX 76579-2868
Transaction TypeMortgage
Record UpdatedNov 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051604
DateNov 20, 2023
Instrument2023051604
Lender
NameTEXELL CU
TypeCredit Union
AddressTEMPLE, TX 76501
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2038

April 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateApr 01, 2021
Property Address503 OAK DR, TROY, TX 76579-2868
Document Number0000019660
Map ReferenceNUMEBR 41A&B
Instrument DateMar 31, 2021
Instrument2021019660
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 15, 2022
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 OAK DR, TROY, TX 76579-2868

Mortgage

Document Number0000019661
DateApr 01, 2021
Instrument2021019661
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTroy City
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,030.00 (-8.15%)$617,998 (-5.04%) Land $95,000 Building $522,998$617,998 (-5.04%) Land $95,000 Building $522,998
2023$10,920.00 (+11.47%)$650,807 Land $80,000 Building $570,807$650,807 Land $80,000 Building $570,807
2022$9,796.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Radiate Holdings
Cable		1,500 / 50
AMG Technology Investment Group
Fixed Wireless		500 / 100

May also be available: Verizon.

Based on FCC filings for 188 locations within half a mile of this property.

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