405 Oak Dr, Troy, TX 76579 Property Records

Bell County property record for 405 Oak Dr, Troy, TX 76579 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2021
Square Footage2,723 sqft Living Area
Garage842 sqft
PoolIn-Ground Pool
OccupancyOwner Occupied

Property Details

APN / Parcel Number

Primary APN0936254166
Alternative APNs
  • 489670
  • 797500

Interior

Building Area2,723 sqft Living Area
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick Veneer Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Parking Spaces3 Parking Spaces
Garage Area842 sqft Garage
Pool TypeIn-Ground Pool Pool Type
Pool Area1 sqft Pool
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number797500
Street Address405 OAK DR
CityTROY
StateTX
Zip76579-2869
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK PHASE I, BLOCK 010, LOT 0007
Legal SubdivisionTURTLE CREEK PHASE I
Legal Phase1
Legal Block10
Legal Lot Number7
JurisdictionBELL TX
Minor Civil DivisionEAST BELL
Census Blockgroup1
Census Block1005
Census Tract20101

Owner

Source: Bell County records · APN 0936254166

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address405 OAK DR, TROY, TX 76579-2869
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2026Vendor's Lien, Transfer
EXTRACO BANKS NA
Jun 10, 2022Vendor's Lien, Subdivision Related Transfer · Veterans Administration Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 03, 2026
Deed SaleFeb 03, 2026
Prior SaleJun 10, 2022
Deed Doc Number2026004814
Record RefreshedJun 08, 2026

February 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateFeb 03, 2026
Property Address405 OAK DR, TROY, TX 76579-2869
Document Number0000004814
Instrument DateFeb 02, 2026
Instrument2026004814
Transaction TypeTransfer
Record UpdatedFeb 20, 2026
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 OAK DR, TROY, TX 76579-2869

Mortgage

DateFeb 03, 2026
Lender
NameEXTRACO BANKS NA
TypeBank
Special NotesLender is also the Seller
Agreement
AmountAmount Recorded

June 2022: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJun 10, 2022
Property Address405 OAK DR, TROY, TX 76579-2869
Document Number0000037038
Instrument DateJun 08, 2022
Instrument2022037038
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 20, 2026
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 OAK DR, TROY, TX 76579-2869

Mortgage

Document Number0000037039
DateJun 10, 2022
Instrument2022037039
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTroy City
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$268,715 (-59.01%) Land $95,000 Building $537,878$632,878 (-3.47%) Land $95,000 Building $537,878
2023$655,602 Land $80,000 Building $575,602$655,602 Land $80,000 Building $575,602
2022$145.00

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