402 Oak Dr, Troy, TX 76579 Property Records

Bell County property record for 402 Oak Dr, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	2,709 sqft · built 2021
Lot Size	0.389 acres (16,984 sqft)
Owner	2 Individual Names on File
Last Sale	$741,475 (Dec 2024)
Tax Bill	$8,946 (2025)
Deeds & Mortgages	Dec 2024 Sale Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0936254190`

Property Details

APN / Parcel Number

Primary APN	`0936254190`
Alternative APNs	`489678` `797500`

Interior

Stories	2 Stories
Building Area	2,709 sqft Living Area
1st Floor Area	2,361 sqft
2nd Floor Area	348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,984 sqft (0.389 acres)
Garage Area	737 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	402 OAK DR
City	TROY
State	TX
Zip	76579-2869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK PHASE I, BLOCK 011, LOT 0005
Legal Subdivision	TURTLE CREEK PHASE I
Legal Block	11
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	1
Census Block	1005
Census Tract	20101

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	402 OAK DR, TROY, TX 76579-2869
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2024	Vendor's Lien, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO
Aug 1, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 23, 2021	Vendor's Lien, Transfer · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2024 · Amount on File
Deed Sale	Dec 19, 2024 · Amount on File
Prior Sale	Aug 1, 2022 · Amount on File
Deed Document Number	202456195
Prior Transfer Date	Sep 22, 2021
Prior Transfer Doc	0000062271
Record Updated	Oct 29, 2026

December 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 19, 2024
Property Address	402 OAK DR, TROY, TX 76579-2869
Document Number	0000056195
Map Reference	DOC 2019-41A&B
Instrument Date	Dec 13, 2024
Instrument	2024056195
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1246 INAMN PASS, SALADO, TX 76571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 OAK DR, TROY, TX 76579-2869

August 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 1, 2022
Property Address	402 OAK DR, TROY, TX 76579-2869
Document Number	0000048492
Map Reference	PL 2019-41A&41B
Instrument Date	Jul 29, 2022
Instrument	2022048492
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 5, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 S WHEAT RD, BELTON, TX 76513-8220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 OAK DR, TROY, TX 76579-2869

Mortgage

Document Number	0000048493
Date	Aug 1, 2022
Instrument	2022048493

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 23, 2021
Property Address	402 OAK DR, TROY, TX 76579-2869
Document Number	0000062271
Map Reference	DOC 2019-41A
Instrument Date	Sep 22, 2021
Instrument	2021062271
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 S WHEAT RD, BELTON, TX 76513-8220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 S WHEAT RD, BELTON, TX 76513-8220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062272
Date	Sep 23, 2021
Instrument	2021062272

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,946.00 (+8.36%)	$556,602 (+1.33%) Land $95,000 Building $461,602	$556,602 (+1.33%) Land $95,000 Building $461,602
2023	$8,256.00 (+2,089.92%) Homeowner's exemption	$549,286 Land $80,000 Building $469,286	$549,286 Land $80,000 Building $469,286
2022	$377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WSC serves 3,111 people · EPA ID TX0140033
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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