406 Oak Dr, Troy, TX 76579 Property Records

Bell County property record for 406 Oak Dr, Troy, TX 76579 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2019
Square Footage2,718 sqft Living Area
Lot Size17,824 sqft (0.409 acres)
Garage710 sqft
OccupancyOwner Occupied
Last Sale$578,550 (2026)
Tax Bill$5,994.00 (2025)

Property Details

APN / Parcel Number

Primary APN0936254184
Alternative APNs
  • 489676
  • 734776

Interior

Building Area2,718 sqft Living Area
1st Floor Area2,718 sqft 1st Floor
Stories1 Story
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Roof TypeHip
Lot Area17,824 sqft (0.409 acres)
Parking Spaces2 Parking Spaces
Garage Area710 sqft Garage
Lawn SprinklersLawn Sprinklers
PorchOpen Porch
Porch Area286 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address406 OAK DR
CityTROY
StateTX
Zip76579-2869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK PHASE I, BLOCK 011, LOT 0003
Legal SubdivisionTURTLE CREEK PHASE I
Legal Block11
Legal Lot Number3
JurisdictionBELL TX
Township / Civil DivisionEAST BELL
Census Block Group1
Census Block1005
Census Tract20101

Owner

Source: Bell County records · APN 0936254184

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address406 OAK DR, TROY, TX 76579-2869
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Vendor's Lien, Transfer · Line of Credit
ALLIANCE BANK CENTRAL TEXAS
Aug 18, 2020Vendor's Lien, Subdivision Related Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 22, 2026 · Amount on Record
Deed SaleJan 22, 2026 · Amount on Record
Prior SaleAug 18, 2020 · Amount on Record
Deed Document Number20263271
Prior Transfer DateAug 17, 2020
Prior Transfer Doc0000042905
Record UpdatedSep 20, 2026

January 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJan 22, 2026
Property Address406 OAK DR, TROY, TX 76579-2869
Document Number0000003271
Map ReferenceDOC 2019-41-A&B
Instrument DateJan 21, 2026
Instrument2026003271
Transaction TypeTransfer
Record UpdatedFeb 20, 2026
Title CompanyCENTRALAND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address688 PLEASANT RUN RD, CRAWFORD, TX 76638

Transferred To (Grantee/Buyer)

NameVerified Name
Address466 OAK DR, TROY, TX 76579-2869

Mortgage

Document Number0000003272
DateJan 22, 2026
Instrument2026003272
Lender
NameALLIANCE BANK CENTRAL TEXAS
TypeBank
Special NotesSeller Financed
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 21, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateAug 18, 2020
Property Address406 OAK DR, TROY, TX 76579-2869
Document Number0000042905
Map ReferenceDOC 2019-41A&B
Instrument DateAug 17, 2020
Instrument2020-00042905
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2021
Title CompanyMONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22322 EDWARD LN, TOMBALL, TX 77377-3446

Mortgage

Document Number0000042906
DateAug 18, 2020
Instrument2020-00042906
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTroy City
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,994.00 (-20.54%) Homeowner's exemption$489,897 (-17.98%) Land $95,000 Building $394,897$489,897 (-17.98%) Land $95,000 Building $394,897
2024$7,543.00 (+14.06%)
2023$6,613.00 (-12.12%) Homeowner's exemption$597,313 Land $80,000 Building $517,313$597,313 Land $80,000 Building $517,313
2022$7,525.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 38% of the US · above 13% of Texas
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Oak Dr

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